Indirect Sales Representative

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Independent Bank

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 1864

🏦 Banking

💸 Finance

💰 $13.4M Post-IPO Equity - Independent Bank on 2013-09

Banking • Finance

Independent Bank is a regional, FDIC-insured bank headquartered in Michigan that provides a full range of personal, commercial, and wealth banking services. It offers deposit accounts (checking, savings, CDs, money market), consumer and commercial loans (mortgages, HELOCs, auto/marine/RV, business loans, SBA lending), treasury and cash-management services, digital banking tools (mobile deposit, bill pay, Zelle, ONE Wallet), and private banking/wealth management. The bank emphasizes community-focused customer service, competitive rates, and physical branch presence across Michigan.

📋 Description

• Develop and maintain dealership relationships by interacting with the personnel to establish partnerships which are beneficial to both the dealer and the Bank. • Ensure that the relationships are profitable by educating the dealer personnel to bank exceptions and acceptable guidelines for portfolio performance regarding efficiencies, delinquency, repossession and charge-off numbers. • Analyze credit applications submitted by dealerships; make sound credit decisions based upon the applicant’s credit worthiness, stability and propensity to repay the obligation based on past performance. • Ensure that the credit decisions made are within the credit policies and adhere to all laws and regulations applicable to the Bank.

🎯 Requirements

• Bachelor’s degree or equivalent experience. • Comprehensive understanding of all consumer credit disciplines including planning and development, sales, marketing, asset quality and regulatory standards, income/expense components, capital market sources and current MIS/technology standards. • Must be able to manage multiple operations and assemble/prepare human resources for continued profitable growth.