Senior Policy Forms Analyst, Drafting

🕒 September 30

Where this job comes from

Posted on Kin Insurance's careers page ↗Kin Insurance's careers page, not through a job board

First seen by Remote Rocketship September 30

Still open on Kin Insurance's site. Checked 3 hours ago.

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Logo of Kin Insurance

Kin Insurance

501 - 1000 employees

Founded 2016

🛡️ Insurance

💸 Finance

👥 B2C

Insurance • Finance • B2C

Kin Insurance is a digital insurance company that offers homeowners, landlord, condo, mobile home, high-value home, flood, and auto insurance, along with mortgage products such as home loans, refinancing, home equity loans, and HELOCs. Kin emphasizes affordable, easy online quoting and policy management, claims support, and customer service, operating directly to consumers across multiple U. S. states.

📋 Description

• Lead forms drafting for a line of business • Own personal auto or property base forms architecture • Drive new state packages from research to filing, with attorney review • Draft complex new-state and product forms packages, including base policies, endorsements, state amendatory endorsements, and required notices • Build and maintain countrywide base forms and reusable state kits • Research state statutes and regulations and translate them into compliant policy wording • Draft responses to Department of Insurance objections and participate in regulatory discussions with counsel • Own drafts from initial research through attorney-approved final • Establish drafting standards and reusable language • Lead internal knowledge sharing on policy forms • Serve as backup drafter for the other line of business • Use and evaluate AI-assisted research and drafting tools, assess generated output, and identify improvements • Maintain and update forms packages in response to statutes, regulations, DOI bulletins, product enhancements, and coverage changes • Deliver multiple complete forms packages for filing • Serve as the subject matter expert for policy forms in the assigned line

🎯 Requirements

• 5+ years of policy form drafting experience • Experience drafting personal lines policy forms for multiple states • Experience reading state insurance statutes and regulations directly and converting requirements into policy language • Experience drafting responses to regulator objections on form filings • Track record of drafting complete forms packages independently, with attorney review as the only check • Demonstrated ability to handle complex or ambiguous statutory requirements with minimal guidance • Experience with personal auto or property policy forms is a bonus • Must be able to live and work full-time in one of the listed eligible U.S. states • Must be authorized to work for any employer in the United States • Must be able to work without requiring employment sponsorship

🏖️ Benefits

• Company equity through Restricted Stock Units (RSUs) • 401(k) with company match up to 4% of eligible earnings • Multiple medical plan options • Dental and vision coverage • Company-funded HSA contributions • Company-paid life insurance • Company-paid short-term disability • Supplemental long-term disability insurance • Critical illness insurance • Accident insurance • Legal insurance • Pet insurance • Mental health support and confidential counseling resources • Flexible PTO for exempt employees (most employees take 15–20 days per year) • 8 company-observed holidays • Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents • Career mobility and internal growth opportunities • Professional development budgets for certifications, conferences, and learning, subject to management approval • Remote-first work arrangement • Offices in Chicago, IL and St. Petersburg, FL for collaboration

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