District Credit Manager

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🔥 0 minutes ago

🗽 New York, North Carolina – Remote

🗽 New York – Remote 🌲 North Carolina – Remote

💵 $86k - $143.6k / year

⏰ Full Time

🟠 Senior

🔴 Lead

👔 Manager

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Lowe's Companies, Inc.

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1946

🏗️ Construction

🏭 Manufacturing

📦 Logistics

Construction • Manufacturing • Logistics

Lowe's Companies, Inc. is a home improvement company offering a wide range of products and services for home renovation and maintenance. With a focus on providing opportunities and career paths in corporate, store, supply chain, and technology sectors, Lowe's aims to grow and succeed as a team. The company is headquartered in Mooresville, North Carolina and is committed to equal employment opportunities. Lowe's is known for its signature gable mansard design, and offers a variety of positions across different fields within the company. Lowe's serves a diverse customer base and provides a supportive work environment for its employees.

📋 Description

• Execute Lowe's DIY and Pro Credit products across assigned districts • Grow retail sales through Lowe's Credit products while achieving targets for credit applications, credit sales, and credit penetration • Build and maintain relationships with store associates, District Managers, district teams, regional field leaders, and business partners • Work with district leadership to develop and implement strategic plans and communicate results • Model effective credit-selling behaviors and provide hands-on coaching and training • Host weekly calls and participate in store walks to support promotional activities and new credit initiatives • Collect and communicate credit market intelligence for business decision-making • Analyze local and territory performance trends using company reporting and ad-hoc analyses • Identify credit opportunities and emerging risks and recognize performance • Resolve credit issues as necessary • Partner with lending providers to assess business risk, protect Lowe's reputation, customers, and assets, and support compliance • Escalate, manage, and report control issues transparently • Maintain customer interaction as a critical component of the role

🎯 Requirements

• Bachelor's degree in Business, communications or related field, or equivalent years of experience in lieu of the education requirement, if applicable • 7 years of experience in retail operations, sales, or credit • Alternatively, 5–7 years of combined experience in retail sales or credit in lieu of degree and experience requirements in sales/credit • Experience developing credit performance plans and analyzing performance trends • Ability to coach and train store associates on credit-selling behaviors • Ability to build relationships with store and district leadership • Ability to assess business risk and support compliance with applicable laws, regulations, and company policies • Ability to manage and report control issues transparently • Customer interaction experience

🏖️ Benefits

• Health, Dental and Vision insurance • Life and Disability insurance • Paid time off based on role, tenure, and locality, including vacation, holidays, sick and volunteer time • Flexible spending and health savings accounts • 401(k) Retirement account with company match • Employee Assistance Program with concierge, work/life services and no-cost counseling for all kinds of needs • Education support programs, including tuition assistance and trade skills scholarships • Business Travel Accident insurance • Maternity and Parental leave • Adoption assistance • Lowe's Associate Discount and broad discount platform • Annual bonuses • Lowe's Employee Stock Purchase Plan • Deferred compensation plan • Grant awards • Learning and development opportunities • Wellness programs