Benefits Analyst

🕒 September 12

🇺🇸 United States – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧐 Analyst

👻 Ghost score 13%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Melita Group

WebsiteLinkedInAll Job Openings

51 - 200 employees

💼 Consulting

👥 HR Tech

☁️ SaaS

Consulting • HR Tech • SaaS

Melita Group is a comprehensive provider of Human Resources (HR) outsourcing solutions, specializing in the development and management of HR infrastructure, payroll processing, benefits administration, and compliance. They offer a customizable suite of services that include HR technology implementation, global payroll management, and Professional Employer Organization (PEO) services. Their goal is to streamline HR, benefits, and payroll processes for businesses of all sizes, ensuring compliance and efficiency. Melita Group emphasizes flexibility and client autonomy, allowing businesses to tailor services to meet specific needs and to alter or discontinue services without difficulty. Additionally, they provide consultative HR advisory and support to help businesses manage employee relations and optimize their HR functions.

📋 Description

• Analyze and present proposals for medical, dental, vision, disability, group life, and voluntary benefit plans to small and mid-sized business clients. • Advise clients on benefits package design and employee contribution strategy. • Lead client renewal presentations and plan-change discussions. • Own renewal analysis, including budget and renewal projections, rate development, rate-tier and contribution analysis, and plan-change modeling and pricing. • Benchmark plan designs, contributions, and costs against market data. • Produce disruption, network-discount, administration-fee, and fully insured rate analyses. • Develop claim projections and IBNR reserve estimates for level-funded and self-funded arrangements and interpret experience reporting. • Maintain clean, well-documented analytical files. • Build and run RFPs to insurance carriers and general agency partners. • Review and validate quotes and assemble annual renewal proposals. • Manage relationships with carrier and general agency partners. • Coordinate with the internal Benefits Support team on renewal decisions and the handoff to Open Enrollment. • Use Microsoft Excel, Salesforce, and Melita's proprietary proposal and analytical tools. • Contribute to documentation standards, process improvements, and AI-enabled automation.

🎯 Requirements

• 3+ years in a role that involves small group benefits analysis and/or support. • Bachelor's degree. • Active Life, Accident and Health Producer License, or the willingness and ability to obtain licensing in the relevant states within a defined onboarding period. • Solid grounding in benefits financial analysis: budget and claim projection, rate development, contribution analysis, and disruption and discount analysis. • Strong proficiency with Microsoft Excel and comfort working in a CRM (Salesforce) and AI-enabled workflows. • Strong communication and presentation skills, with the ability to build trusted relationships with client decision-makers. • Experience in a brokerage or consulting environment supporting small and mid-sized groups. • Hands-on experience across fully insured and level-funded (and ideally self-funded) programs. • Established relationships with carriers and general agency partners. • Familiarity with ancillary and voluntary benefit product lines. • Experience leading, mentoring, or coordinating the work of others, including offshore staff.