Underwriting Manager

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🇺🇸 United States – Remote

⏰ Full Time

🟠 Senior

🔴 Lead

📋 Underwriter

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Mutual of Omaha Mortgage

WebsiteLinkedInAll Job Openings

501 - 1000 employees

With Corporate Headquarters in both San Diego, CA & Chicago, IL, our organization has a strong leadership team of seasoned mortgage professionals. We offer state-of-the-art technology and superior operational support, ensuring your loan process will be easy and efficient.

📋 Description

• Develop, document and improve underwriting guidelines to ensure consistent, high quality underwriting in collaboration with Operations, Compliance, and Corporate training. • Ensure that underwriting turn times and decisions are sound and within the scope of good business practices and company policies. • Instruct and lead underwriting team in appropriate risk management principles and how to interpret and apply credit guidelines and procedures. • Identify audit finding issues and underwriting training opportunities. • Evaluate funding requests and escalated requests by assessing risk across multiple attributes of data and determining appropriate funding limits. • Ensures administrative and operational compliance with regulatory requirements and upholds Fair Lending Practices as well as credit policies and underwriting procedures. • Responsible for Credit, Quality Control, Appraisal Management and Risk Analysis. • Review and assess compliance and quality outcomes identified in the various stages of underwriting reviews and develop action plans to correct deficiencies. • Implement regulatory, Agency, Investor and mortgage insurer guideline changes. • Make recommendations to management regarding additional credit enhancements needed to make deals more acceptable. • Manage credit risk in a manner consistent with the loan quality targets established. • Provide leadership, guidance and underwriting support. • May perform other duties and projects as assigned.

🎯 Requirements

• Excellent project management and strong attention to detail with the ability to prioritize, manage multiple projects and meet deadlines efficiently. • Sound judgment and decision-making ability. • Excellent verbal and written communication skills. • Exhibits a professional manner in dealing with others and works to maintain constructive working relationships. • Ten years of in-depth knowledge and experience in conventional mortgage loan underwriting. • Minimum of three years managing an underwriting team. • Thorough knowledge of Fannie, Freddie, FHA, VA, USDA, and private investor underwriting guidelines and procedures. • Knowledge of Conventional and Government automated and manual underwriting guidelines and standards. • Must have experience using a mortgage-based system to assist in underwriting loans. • Experience with Ellie Mae Encompass, preferred. • Must have working knowledge of and experience with Microsoft Office (Outlook, Word, PowerPoint and Excel). • College degree preferred. • Valid FHA DE/CHUMS ID, SAR, LAPP and VA Automatic underwriting and appraisal authority preferred. • Proficiency with DU (Desktop Underwriter), LP (Loan Prospector), Total Scorecard and GUS, preferred.