Software Engineer, Risk

🕒 March 27

🇺🇸 United States – Remote

💵 $130k - $160k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧑‍💻 Full-stack Engineer

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 46%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

OnePay

WebsiteLinkedInAll Job Openings

501 - 1000 employees

💳 Fintech

🏦 Banking

₿ Crypto

💰 $300M Series unknown on 2025-01

Fintech • Banking • Crypto

OnePay is a U. S. -based financial technology company that provides consumer-facing banking and payment products through partner banks. The app offers checking/savings with early pay and high-yield savings, a credit-builder program and secured Builder Mastercard, a CashRewards card with Walmart-focused cashback, investing and cryptocurrency trading, a digital wallet, pay-later options, and free tax filing for customers. OnePay partners with Coastal Community Bank, Lead Bank, Synchrony, and other providers for banking, card issuance, lending, and custody services; it is not itself a bank.

📋 Description

• Build resilient backend services that power fraud detection, identity verification, and transaction monitoring at scale. • Develop, test, and maintain backend services and APIs that enable real-time risk and fraud prevention. • Partner with product managers and other engineers to design and deploy systems that protect customer accounts and transactions. • Implement integrations with third-party risk and compliance platforms, ensuring seamless and secure data flows. • Contribute to architectural decisions balancing scale, security, and reliability across sensitive financial systems. • Build clear documentation supporting collaboration, transparency, and operational excellence.

🎯 Requirements

• 3+ years of professional experience in backend engineering, ideally within fintech, payments, or external customer facing systems. • Proficiency in building and maintaining APIs, microservices, and distributed systems. • Familiarity with cloud infrastructure (AWS, Kubernetes, or similar) and database technologies. • Drive and proactivity – everyone here is a builder and executor. • Familiarity with modern software engineering practices will help you ramp up quickly. • Currently authorized to work lawfully in the United States. • Must not require employment-based immigration sponsorship now or in the future.

🏖️ Benefits

• Stock options • Health benefits from Day 1 • 401(k) plan with company match • Remote-friendly (US) • Flexible time off (FTO) • Opportunities for growth • High-growth, mission-driven, inclusive culture