Senior Product Manager

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Pathward

1001 - 5000 employees

🛡️ Insurance

💼 Consulting

📦 Logistics

Insurance • Consulting • Logistics

Pathward is a federally registered financial institution that provides robust banking infrastructure, proven technology resource partners, and dynamic collaboration to assist third-party partners in delivering banking programs that meet customer demands. The company focuses on providing a variety of financial solutions including issuing, acquiring, digital payments, credit solutions, and professional tax solutions, among others. Additionally, Pathward supports commercial finance through working capital, equipment finance, structured finance, and insurance premium finance. Committed to financial inclusion, Pathward powers financial access and innovation through strategic partnerships, including efforts to support renewable energy loan growth.

📋 Description

• Define and drive product strategy for high-impact lending products • Translate ambiguous business goals into clear product vision and measurable outcomes • Apply Jobs-to-be-Done thinking and systems-level problem solving to uncover customer and operational pain points • Lead discovery, experimentation, and validation before committing to build • Design products balancing innovation with regulatory and risk expectations in banking • Partner with technology, credit, operations, and compliance to deliver scalable products • Leverage AI and modern tooling to improve decisioning, automation, data visibility, and workflow efficiency • Continuously measure impact and iterate based on outcomes • Perform other duties as assigned

🎯 Requirements

• 5+ years in product management, ideally within fintech, lending, embedded finance, or regulated financial services • Direct experience with consumer or commercial lending programs • Familiarity with loan origination, underwriting workflows, and servicing lifecycles • Understanding of government-guaranteed lending programs such as SBA 7(a), 504, and USDA • Knowledge of commercial lending products including working capital and equipment finance • Experience supporting or building fintech lending products • Experience with third-party originators, embedded lending platforms, or BaaS lending models • Comfort working with AI, APIs, automation tools, and modern product platforms • Strategic, systems-level product thinking • Ability to work across executive, technical, and operational audiences • Outcome-driven and intellectually curious

🏖️ Benefits

• Annual performance-based incentive opportunity • Health insurance • 401(k) retirement benefits • Life insurance • Disability benefits • Paid time off • Comprehensive benefits package for eligible employees • Remote work arrangement

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