Staff Product Manager – Disbursements

Job not on LinkedIn

🔥 0 minutes ago

🇺🇸 United States – Remote

💵 $190k - $230k / year

⏰ Full Time

🔴 Lead

✅ Product Manager

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PayNearMe

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2009

💳 Fintech

☁️ SaaS

🤝 B2B

💰 $50M Series E - PayNearMe on 2025-09

Fintech • SaaS • B2B

PayNearMe is a payments technology company that provides a modern, end-to-end platform for businesses to accept, disburse and manage payments. The platform emphasizes Payment Experience Management, offering features such as modern payment processing, automation and self-service, exception management, and a cash-at-retail network. PayNearMe targets business customers across industries (auto & consumer lending, tolling, iGaming, buy-here-pay-here dealers, credit unions, mortgage servicing, law firms, etc. ) and advertises metrics including 16+ years in operation, $50B+ processed annually, 16,000+ businesses on its platform, and 62,000+ cash-at-retail locations. Money transmission services are provided by its subsidiaries PayNearMe MT, Inc. and PayNearMe Financial, Inc.

📋 Description

• Own the multi-year product roadmap for the full money movement lifecycle, with a primary focus on disbursements to consumers • Define and communicate product vision for outbound payments balancing speed, reliability, compliance, operational efficiency, and cost • Lead the evolution of the disbursements platform and expand capabilities for new use cases, partners, and payment rails • Lead strategy for selecting, routing, and optimizing payments across ACH, wires, RTP, FedNow, push-to-card, and digital wallets • Own payout configuration, timing, cutoffs, retries, reversals, and exception handling across rails • Drive the vision for end-to-end money movement for disbursement funding • Own requirements for ledgering, reconciliation, error handling, and payout transparency • Partner with accounting and finance on ledgering, settlement reporting, and audit readiness • Translate money movement flows into product requirements, user stories, and technical specifications • Own backlog prioritization and delivery with engineering leadership • Lead large-scale platform initiatives and incremental enhancements with multiple cross-functional development teams • Partner with clients and vertical teams to build scalable features • Build and manage relationships with banks, processors, and fintech infrastructure partners • Support partner selection, onboarding, and performance management • Serve as the internal subject matter expert for disbursements, payouts, and outbound money movement • Work with compliance and risk teams on controls, limits, monitoring, and regulatory-aligned payout flows • Partner with go-to-market, operations, and support teams on launches and operational readiness

🎯 Requirements

• 15+ years of product management experience, with deep expertise in payments, money movement, disbursements, or payout platforms • Strong understanding of payment rails including ACH, wires, RTP, FedNow, card-based payouts, and digital wallets • Proven experience owning financial infrastructure, including ledgering, reconciliation, settlement, and exception handling • Experience working directly with accounting, finance, and compliance teams • Demonstrated ability to lead complex, cross-functional initiatives at scale • Strong analytical and systems-thinking mindset, with attention to detail and data integrity • Excellent communication skills and a track record of producing high-quality product documentation • Experience operating in agile development environments (JIRA, Confluence, etc.)

🏖️ Benefits

• Competitive salary and benefits with growth-company options grant • Fast-paced and professional work culture • Stock options with standard startup vesting - 1 year cliff; 4 years total • $50 monthly communication expense stipend to go towards your phone/internet bill • $250 stipend to enhance your WFH setup • Reimbursement for peripheral equipment: monitor (up to $400), keyboard and mouse (up to $200) • Premium medical benefits including vision and dental (100% coverage for employees) • Company-sponsored life and disability insurance • Paid parental bonding leave • Paid sick leave, jury duty, bereavement • 401k plan • Flexible Time Off (our team members typically take off ~3-4 weeks per year) • Volunteer Time Off • 13 scheduled holidays