Underwriting Consultant

🕒 July 21

🇺🇸 United States – Remote

💵 $70k - $102k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

📋 Underwriter

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 1%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

Protective Life

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1908

💸 Finance

🛡️ Insurance

Finance • Insurance

Protective Life is a financial services company specializing in providing affordable life insurance and annuities. The company offers a variety of insurance products such as term life, whole life, and universal life policies, as well as fixed, immediate, indexed, and variable annuities. Protective Life assists individuals in planning for their future, including retirement, estate planning, and financial protection for families. The company emphasizes its commitment to sustainability, community involvement, and helping customers achieve protection and security throughout various life stages. Protective Life is known for its strong financial foundation and is licensed to operate in all states except New York.

📋 Description

• Underwrite individual life insurance cases, including impaired risk, with an anticipated independent approval authority of $3 million • Analyze medical, financial, and non-medical information to make sound underwriting decisions within assigned authority • Evaluate requirements as they are received and determine appropriate risk classification in accordance with underwriting guidelines • Communicate underwriting decisions clearly and professionally to internal and external customers • Build and maintain effective working relationships with key distributors, independent agents, BGAs, and internal sales partners • Manage an assigned caseload while meeting production, quality, and time-service standards • Partner with internal teams to support business objectives, case placement, and a positive customer experience • Organize work effectively and deliver timely, accurate results in a fast-paced environment • Perform other job duties as assigned

🎯 Requirements

• Bachelor’s degree or equivalent experience • Minimum of 6 years of life insurance underwriting experience • Proven ability to underwrite large and complex cases, including impaired risks • Experience working within the independent agent / brokerage (BGA) distribution channel • Demonstrated decision-making authority on higher face amounts and complex risk profiles • Industry coursework commensurate with experience (preferred) • Progress toward or completion of industry designations such as FALU, FLMI, CLU, or equivalent coursework (preferred) • Experience supporting distribution partners, including independent agents and BGAs (preferred) • Experience with larger face amount individual life cases (preferred) • Continued professional development aligned with life underwriting expertise (preferred)

🏖️ Benefits

• Comprehensive health, dental and vision insurance • Emotional wellbeing through mental health benefits • Employee assistance program • Paid time off • Paid parental leave • Short-term disability • Cultural observance day • Contributions to healthcare accounts • Pension plan • 401(k) plan with Company matching • ProHealth Rewards platform for improving wellbeing and earning cash rewards