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🌲 North Carolina – Remote

🌲 North Carolina – Remote

💵 $50k - $60k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

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Rate

WebsiteLinkedInAll Job Openings

5001 - 10000 employees

Founded 2000

💳 Fintech

💸 Finance

💰 Private equity on 2018-01

Fintech • Finance

Rate is a consumer-facing finance brand (likely a fintech) whose website CSS contains explicit credit-related variables and UI tokens. The available site stylesheet includes color variables named for credit tiers (credit-poor, credit-fair, credit-good, credit-excellent) and many design tokens for rates, marketing, and status indicators — indicating Rate offers digital experiences around credit scoring, rates, or other personal finance metrics. The styling and tokens suggest a polished web product focused on presenting financial/credit information to users rather than hardware or non-financial services.

📋 Description

• Note VP directives and review all details of the loan file • Request, retrieve, and review borrower supporting documents and follow up with borrowers • Collect the application fee upon receipt of signed disclosures and borrowers' intent to proceed • Process remaining third-party orders • Update Encompass and re-run AUS as necessary to ensure approvability • Organize the file for complete and proper underwriting submission, anticipating company and investor requirements • Submit the file with intent of Clear to Close • Prepare and send the initial/conditional Loan Commitment Letter to the borrower and upload it to the EFolder • Work with borrowers or third parties to clear conditions and resubmit to underwriting to obtain Clear to Close • Prepare the file for clean submission to closing once Clear to Close is obtained • Review the Closing Disclosure with the Closing Coordinator and confirm accuracy • Confirm timely loan closing • Confirm loan funding • Communicate with borrowers and other interested parties to ensure a transparent loan process • Track important dates and orders and follow up within expected Time to Task

🎯 Requirements

• Must utilize Encompass, Outlook, and YBR • Organizational skills and a strong sense of urgency • Ability to adopt key technology tools • Product knowledge required • Proficiency in underwriting guidelines required • Customer service and communication skills • Ability to process files to satisfy investor and GR underwriting guidelines

🏖️ Benefits

• Company-sponsored 401(k) eligibility • Vacation benefits • Medical, dental, vision, and prescription drug benefits • Healthcare and/or dependent day care flexible spending accounts • Life insurance and death benefits • Critical care insurance • Personal accidental insurance • Commuter benefits • Pet insurance • Time off and leave of absence benefits • Well-being benefits, including employee assistance program • Legal planning assistance • Identity theft protection • Wellness resources • Award-winning workplace culture • Employee growth, collaboration, and success opportunities