Senior Credit Analyst

🕒 July 14

🌵 Arizona, Florida, +9 more states – Remote

🌵 Arizona – Remote 🐊 Florida – Remote 🥔 Idaho – Remote 🦬 Montana – Remote 🎰 Nevada – Remote 🏖️ New Jersey – Remote 🏈 Ohio – Remote ❄️ Minnesota – Remote 🤠 Texas – Remote ⚔️ Virginia – Remote ☕ Washington – Remote

💵 $28 - $43 / hour

⏰ Full Time

🟠 Senior

🧐 Analyst

👻 Ghost score 24%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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SanMar

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1971

📦 Logistics

🏭 Manufacturing

🛒 Retail

Logistics • Manufacturing • Retail

SanMar is a leading supplier of wholesale apparel, offering a wide array of products such as T-shirts, outerwear, caps, activewear, and accessories. They offer products from various renowned brands like Nike, The North Face, and Carhartt. SanMar serves new and existing customers through detailed catalogs, custom apparel options, and numerous marketing tools. The company also emphasizes sustainability and offers compliance and safety solutions for its products. SanMar provides integrated services for custom apparel and uniforming solutions, catering primarily to businesses and organizations requiring branded or decorated apparel.

📋 Description

• Review new credit applications by pulling credit reports, requesting trade references, evaluating financial statements, and making complex credit decisions with limited oversight • Evaluate existing customer credit files, account history, competitor analysis, and options such as personal guaranties and letters of credit • Communicate with customers to understand their businesses, request information, negotiate, and provide options for mutually successful outcomes • Communicate credit review results and guidance to internal teams • Review custom orders, determine deposits and terms, and maintain custom order records • Monitor and report on specific customers and customer segments • Maintain customer account information in company databases • Mentor credit analyst team members and share insights and suggestions • Perform other assigned duties • Comply with all policies and standards

🎯 Requirements

• 7–9 years of related credit or accounts receivable experience, or a mix of education and experience • Experience working with credit portfolios within the B2B field preferred • Expertise in financial analysis, risk management, and decision-making • Experience using financial analysis in credit evaluation • High competency with computer and software applications • Excellent communication skills • Excellent time management and organization skills • Strong negotiating skills • Ability to communicate effectively with diplomacy and tact • Ability and willingness to learn • Strong analytical and problem-solving skills • Ability to work as part of a team and be self-directed with minimal supervision • Ability to adapt quickly and positively and identify mutually beneficial solutions • Ability to work standard hours of 8:00–5:00 PST • Ability to perform extended computer-based work and occasional lifting/movement of 10–15 pounds

🏖️ Benefits

• Annual discretionary bonus up to 10% of base salary • Paid time off accrued weekly based on hours worked, up to 112 hours per year to start • 8 paid holidays • 1 paid family day off • Comprehensive medical, dental, and vision benefits • 401k plan with $1-for-$1 matching up to 4% of earnings, matched and vested every pay cycle • Life insurance • Short-term and long-term disability coverage • Paid maternity/paternity leave • Pet insurance • Remote work • Periodic travel opportunities/requirements