Principal Product Manager – Discovery & Growth

🔥 1 hour ago

🌐 United States, Canada – Remote

🇺🇸 United States – Remote 🇨🇦 Canada – Remote

⏰ Full Time

🔴 Lead

✅ Product Manager

👻 Ghost score 10%

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Spinwheel

WebsiteLinkedInAll Job Openings

11 - 50 employees

💳 Fintech

🔌 API

🤝 B2B

Fintech • API • B2B

Spinwheel is a fintech developer platform that provides real-time consumer credit and debt data, account-linking, and payments via simple APIs. Its products—Spinwheel Connect, Profile, and Pay—let businesses verify consumer liabilities and execute verified payments using minimal inputs (often just a phone number and date of birth), reducing friction in onboarding, balance transfers, and debt management. Spinwheel targets banks, fintechs, and other developers building embedded finance experiences and debt-related workflows.

📋 Description

• Set the strategy and process for identifying unmet needs and whitespace in debt, lending, and consumer finance • Conduct discovery with customers, prospects, internal teams, and market data • Shape opportunities into testable hypotheses • Design lean experiments, including prototypes, concierge MVPs, and pilots • Build and present business cases for validated opportunities, including revenue hypotheses and supporting evidence • Drive joint go/no-go decisions with Product and Sales leadership • Own 0-to-1 execution from launch through growth • Make decisions on scope, sequencing, and trade-offs • Instrument products from day one and define appropriate measurement • Track post-launch performance against revenue hypotheses • Turn validated and invalidated bets into institutional lessons for the product organization • Maintain and evolve an opportunity-hypothesis log visible to Product and Revenue leadership • Act as senior voice on industry trends, regulatory shifts, and adjacent market dynamics • Report directly to the Head of Product

🎯 Requirements

• 8+ years in product management • Track record of owning outcomes at a senior or director level • At least 3 years in fintech, with debt, payments, credit, or lending experience a strong plus • Experience building B2B products for enterprise customers • Multiple 0-to-1 builds • Experience building and owning a discovery process • Demonstrated rigor in testing unproven ideas and making kill/back decisions • Comfortable running customer conversations • Able to defend recommendations with data before executive leadership • Comfortable working directly with engineers • Experience as a senior individual contributor or leader at a small, fast-growing company • Comfortable setting direction with limited structure • Familiarity with regulated financial environments (FCRA, UDAAP, TILA) is nice to have • Fluency with SQL and experiment design (A/B tests, cohort analysis) is nice to have • Must currently reside in the US or Canada • Must state the US state or Canadian province of residence • Must not require sponsorship to work in the US or Canada

🏖️ Benefits

• Competitive compensation • Early-stage equity • Comprehensive health benefits • Fully remote work • Company coming together in person twice a year • In-person team events/offsites • Genuine stake in the company • Trust to do your best work from wherever you are

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