Senior Product Manager, Lending

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🔥 0 minutes ago

🏄 California – Remote

🏄 California – Remote

⏰ Full Time

🟠 Senior

✅ Product Manager

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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Step

WebsiteLinkedInAll Job Openings

51 - 200 employees

It isn’t easy learning about money. Schools don’t teach you and families don’t always talk about finances. Traditional banks make it even harder to get ahead by charging fees for standard services like checking accounts, atm's and even spending cards.

📋 Description

• Partner with leadership to refine Step's lending product vision and strategy, ensuring alignment with customer needs and business objectives • Leverage analytics, user insights, and industry trends to identify high-impact features, optimizations, and experiments • Work cross-functionally with design, engineering, data science, legal, compliance, operations, finance, and external lending partners to build, launch, and scale products • Monitor key product metrics, measure impact, and iterate based on learnings to continuously enhance the customer experience • Balance growth, risk, and compliance in product decisions, working closely with underwriting and credit teams to keep loan performance healthy as the portfolio scales • Use AI tools to deliver better consumer lending experiences and business outcomes faster

🎯 Requirements

• 8+ years of product management experience, preferably in consumer fintech products • A track record of scaling consumer lending products, from ideation to launch and growth • Strong analytical skills, with experience using BigQuery, Looker, Mixpanel, or similar analytics tools • Experience using AI tools day-to-day, with evidence of how they've made your work faster or better • Exceptional written and verbal communication skills, with the ability to influence and align stakeholders • Deep customer empathy and a passion for building products that deliver real value • A proactive, outcome-oriented mindset with a bias for action — you act as an owner and move with urgency • A background in software engineering or technical product management (even better) • Experience working directly with underwriting, credit risk, or bank and lending partner ecosystems (even better)

🏖️ Benefits

• Competitive compensation and stock options • Generous medical, dental, vision, and company-paid life insurance • 401k plan with Safe Harbor company matching • Flexible vacation policy and paid company holidays • 12 weeks paid parental leave with flexible return to work • Company-provided technology package