Account Manager

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🔥 10 minutes ago

🏈 Alabama, Florida, +3 more states – Remote

🏈 Alabama – Remote 🐊 Florida – Remote 🌲 North Carolina – Remote 🌴 South Carolina – Remote 🎸 Tennessee – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

💰 Account Manager

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United Community Bank

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 1954

🏦 Banking

💸 Finance

Banking • Finance

United Community Bank is a FDIC-insured regional bank offering personal and business banking services including checking and savings accounts, credit cards, loans, mortgages, certificates of deposit (CDs & IRAs), online and mobile banking, and Interactive Teller Machines. The bank emphasizes community engagement, local branch services, and customer-focused products such as kids' savings accounts and reward checking, while providing digital tools like mobile apps and online enrollment.

📋 Description

• Manages credit risk of a portfolio of ABL relationships (includes regular evaluation of risk rating, covenant compliance, borrowing base trends, reporting requirements, etc.) • Develops and maintains relationship with assigned ABL clients including regular meetings and calls • Maintains up-to-date assessment of relationships as well as current credit and legal files • Coordinate with internal partners on line (e.g. market RM, Treasury) and Credit sides • Analyzes client operating performance and financial condition, proactively identifies issues and opportunities, and recommends risk mitigation (includes managing problem credits when applicable) • Responsible for monitoring and managing credit quality and data integrity • Ability to collaborate effectively with all deal stakeholders including clients, market RM, and Credit teams to address client needs and evolving business conditions

🎯 Requirements

• Bachelor’s degree (preference for business-related or STEM) • Minimum 5 years of experience in ABL, underwriting, field examination, credit officer, and/or loan officer role • Require extensive knowledge of credit policy, banking regulations, and loan documentation issues • Ability to read and interpret financial and legal documents • Strong verbal and written communication and interpersonal skills • Analytical and independent problem solving skills • Knowledge of various loan structures and ability to apply this knowledge in the formulation of sound credit recommendations • Strong organizational and time management skills

🏖️ Benefits

• Schedule flexibility to work evenings and weekends as needed • Equal Opportunity Employer