Principal Software Engineer, Pricing

🔥 0 minutes ago

🇺🇸 United States – Remote

💵 $195.3k - $270.4k / year

⏰ Full Time

🟠 Senior

🔴 Lead

🧑‍💻 Full-stack Engineer

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Upstart

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As we transitioned to being a public company, we’re now poised to leverage our domain expertise and revolutionize every aspect of lending and credit risk evaluation. We’ve recently expanded our offerings to include automobile refinancing and we plan to take on more verticals as the business grows.

📋 Description

• Define the long-term technical direction and roadmap for Pricing in alignment with Upstart’s business objectives. • Lead the design and development of a system that continuously optimizes the matching of supply and demand for Upstart’s borrower-lender marketplace. • Work closely with ML scientists to improve and develop new models that improve core business metrics. • Guide the architectural evolution of Pricing engineering systems with an emphasis on scaling innovation across multiple engineering teams. • Uncover and drive alignment across complex technical requirements, designs, trade-offs, influencing product direction • Proactively evaluate, prototype, and roll out new technologies/frameworks to help cultivate a culture of innovation • Lead from the front, while mentoring and developing technical leaders

🎯 Requirements

• Bachelor’s degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent) + 8 years of experience • Experience building highly scalable systems using containerization technologies like Docker and Kubernetes • Experience building flexible, extensible and consistent APIs • Solid grasp of software development principles and best practices for creating scalable, extensible and maintainable systems • Proficiency in one or more object oriented programming languages like Python, Java, C#, C++ • Strong communication skills and ability to explain complex business and technical concepts to all audiences • Track record of successfully mentoring and developing technical leaders • Experience working in dynamic fast paced organizations • Ability to balance the needs of the business with the needs of engineering improvements • Passion for clean code and architecture and initiative to “level-up” the engineering team with better practices & design • You are able lead and resolve company-wide technical discussions and are able to collaborate and include input from cross-functional teams (security, devops, data, compliance and product) • You have a good sense for build-vs-buy and are able to prioritize the highest ROI architectural investments

🏖️ Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada) • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) • Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada. • Health Savings Account contributions from Upstart for eligible plans (US only) • Income protection benefits, including life insurance and disability coverage for added financial security • Paid time off, sick leave, and company holidays, in line with local requirements • Paid family and parental leave to support caregiving and major life moments (duration varies by country) • Family-centered benefits to support fertility, parenthood, and caregiving needs • Employee Assistance Program (EAP) offering mental health support and life-centered resources • Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only) • Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you • Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from • Connection and community through team events, all-company updates, and employee resource groups (ERGs) • Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)