Senior Applied ML Engineer

Job not on LinkedIn

🔥 7 minutes ago

🇺🇸 United States – Remote

💵 $167.7k - $231.8k / year

⏰ Full Time

🟠 Senior

🤖 Machine Learning Engineer

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Upstart

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🚘 Automotive

💼 Consulting

🏥 Healthcare

Automotive • Consulting • Healthcare

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.

📋 Description

• Design and build user-facing ML features that harness LLMs and generative AI to unlock new product capabilities • Partner with product, design, and ML research to prototype and deliver high-impact, ML-powered experiences • Own the technical architecture and implementation strategy for applied ML systems - balancing latency, observability, and iteration speed • Build scalable services and APIs that bring model outputs to users in trustworthy and intuitive ways • Collaborate across platform, infra, and legal/compliance teams to ensure ML deployments meet standards for safety, fairness, and performance • Establish and evangelize best practices for prompt design, model evaluation, and experimentation across the org

🎯 Requirements

• 4+ years of software engineering experience, with 2+ years working directly on ML-driven products or intelligent systems • Proven ability to lead complex initiatives across engineering, product, and research stakeholders • Strong backend development skills (e.g., Python with FastAPI or Flask), plus experience with cloud-native tooling (e.g., Kubernetes, Docker, Terraform) • Experience integrating LLMs or ML models into production systems, including APIs and user-facing applications • Excellent communication skills and a collaborative, product-minded approach • Ability to think rigorously about system design, latency tradeoffs, and user impact when working with ML features • Experience shipping GenAI or LLM-powered features using frameworks like LangChain, LlamaIndex, or OpenAI APIs • Familiarity with retrieval-augmented generation (RAG), vector search (e.g., FAISS, Pinecone), and real-time inference patterns • Proficiency in full-stack development, including front-end work with React or similar frameworks • Strong intuition for prompt engineering, model testing, and evaluation methodologies • Experience navigating complex requirements around explainability, user trust, or compliance in ML applications • Track record of influencing architecture or product direction at a team or org level

🏖️ Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada) • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) • Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada. • Health Savings Account contributions from Upstart for eligible plans (US only) • Income protection benefits, including life insurance and disability coverage for added financial security • Paid time off, sick leave, and company holidays, in line with local requirements • Paid family and parental leave to support caregiving and major life moments (duration varies by country) • Family-centered benefits to support fertility, parenthood, and caregiving needs • Employee Assistance Program (EAP) offering mental health support and life-centered resources • Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only) • Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you • Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from • Connection and community through team events, all-company updates, and employee resource groups (ERGs) • Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)