Software Engineer, Foundations

🕒 May 19

🇺🇸 United States – Remote

💵 $142k - $196k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧑‍💻 Full-stack Engineer

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Upstart

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As we transitioned to being a public company, we’re now poised to leverage our domain expertise and revolutionize every aspect of lending and credit risk evaluation. We’ve recently expanded our offerings to include automobile refinancing and we plan to take on more verticals as the business grows.

📋 Description

• Build and maintain scalable backend systems and data pipelines that support audience segmentation and marketing attribution workflows • Partner with product managers, marketers, and engineers to deliver data solutions that support customer acquisition and conversion goals • Extend existing data infrastructure to support increasing data volumes, evolving business requirements, and new integrations • Contribute to data quality initiatives by implementing monitoring, validation, and guardrail mechanisms across critical datasets • Participate in technical discussions around architecture, access patterns, and platform scalability to support long-term platform growth

🎯 Requirements

• Bachelor’s degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent) plus 3 years of software engineering experience • 3+ years of experience building and maintaining backend distributed systems or large-scale data platforms • Experience working with data processing systems, databases, or data pipelines in production environments • Experience implementing fault tolerance, monitoring, and observability practices for backend systems • Experience collaborating cross-functionally with engineering, product, or business stakeholders to deliver technical solutions

🏖️ Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada) • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) • Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada. • Health Savings Account contributions from Upstart for eligible plans (US only) • Income protection benefits, including life insurance and disability coverage for added financial security • Paid time off, sick leave, and company holidays, in line with local requirements • Paid family and parental leave to support caregiving and major life moments (duration varies by country) • Family-centered benefits to support fertility, parenthood, and caregiving needs • Employee Assistance Program (EAP) offering mental health support and life-centered resources • Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only) • Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you • Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from • Connection and community through team events, all-company updates, and employee resource groups (ERGs) • Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)