Software Engineer, Unsecured Installments

🔥 13 hours ago

🌐 United States, Canada – Remote

🇺🇸 United States – Remote 🇨🇦 Canada – Remote

💵 $142k - $196.6k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧑‍💻 Full-stack Engineer

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Upstart

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🚘 Automotive

💼 Consulting

🏥 Healthcare

Automotive • Consulting • Healthcare

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.

📋 Description

• Own the design and delivery of large, complex frontend and full-stack initiatives using React and TypeScript, from planning through launch and long-term maintenance • Set technical direction for frontend architecture and full-stack patterns • Own a 3–6 month roadmap and address systemic gaps affecting team effectiveness • Partner with product, design, and backend engineers to create scalable, high-quality borrower experiences • Improve component and API design, state management, testing, observability, and operational rigor • Break down ambiguous problems into clear, testable plans and use data to guide scope, performance, and user-experience tradeoffs • Mentor and grow engineers through code reviews, design reviews, and technical guidance • Contribute to AI use in development workflows and product capabilities

🎯 Requirements

• Bachelor's degree in Computer Science, Engineering, or a related field, or equivalent practical experience • 4+ years of professional software engineering experience • Deep proficiency building complex web applications with React and TypeScript • Experience with component architecture, state management, performance optimization, and REST or GraphQL APIs • Full-stack experience designing and building backend services and APIs in Python, Java, Kotlin, Ruby, or Node.js • Track record of independently leading large, business-critical frontend or full-stack projects in production • Ability to work effectively in ambiguous environments • Strong communication and collaboration skills • Preferred: frontend or full-stack technical leadership experience • Preferred: consumer-facing products at scale, fintech/lending/payments experience, experimentation or A/B testing, modern frontend tooling and testing frameworks, CI/CD workflows, generative AI experience

🏖️ Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • Retirement benefits through a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible US employees • Comprehensive medical, dental, vision, and wellness coverage/resources for US employees • Supplemental health coverage for Canada • Health Savings Account contributions for eligible US plans • Life insurance and disability coverage • Paid time off, sick leave, and company holidays • Paid family and parental leave • Fertility, parenthood, and caregiving benefits • Employee Assistance Program with mental health support and life-centered resources • Financial planning tools and financial concierge service for US employees • Annual wellness allowance • Annual productivity allowance for relevant tools and resources • Team events, all-company updates, and employee resource groups • Catered lunches and fully stocked micro-kitchens at offices in the Bay Area, Austin, Columbus, and New York City