Credit Analyst 3

Job not on LinkedIn

🔥 5 hours ago

⛷️ Utah – Remote

⛷️ Utah – Remote

💵 $64k - $78.9k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧐 Analyst

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 0%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

Apply Now

Find Similar Remote Jobs

WEX

WebsiteLinkedInAll Job Openings

5001 - 10000 employees

Founded 1983

🏥 Healthcare

📦 Logistics

✈️ Travel

💰 $310M Post-IPO Debt on 2020-06

Healthcare • Logistics • Travel

WEX is a global commerce platform specializing in various business solutions to address operational challenges. They provide services in managing and mobilizing fleets with their fuel card systems, offering comprehensive fleet management and analytics. Additionally, they focus on business payments solutions that streamline processes across industries, enhancing efficiency and security. WEX is also involved in employee benefits administration, helping organizations effectively manage health and reimbursement accounts. Their diverse range of services caters to numerous sectors, emphasizing innovation, sustainability, and effective solutions for business growth.

📋 Description

• Perform advanced financial and risk analysis for commercial credit lending on the existing customer portfolio with credit limits over $150K • Utilize commercial credit reports and third-party data to make credit decisions according to approved credit policy and procedures • Approve or decline credit requests within personal credit authority • Perform financial and credit risk analysis of public and large private companies based on risk alerts or credit review schedules • Make complex credit decisions regarding account credit line increases, decreases, or loss mitigation strategies • Determine creditworthiness of accounts not scored by models • Prepare and present complete and accurate credit packages for management and the Bank Loan Committee • Recommend improvements to strategy, policy, and procedures • Resolve complex credit problems with internal and external customers • Assist and respond to customers regarding account requests, questions, and complaints via email and client meetings • Communicate with customers, relationship managers, and bank representatives to gather required information • Perform additional projects and tasks as assigned by the credit manager

🎯 Requirements

• High School Diploma required • Bachelor of Science degree in accounting, business, or finance or higher preferred • 5-8 years of experience and working knowledge of Commercial Credit Risk Analysis and underwriting • Credit Business Associate (CBA) or Credit Business Fellow (CBF) accreditation from NACM preferred, or similar industry standard Commercial Credit Lending Certification (i.e. Moody’s CICC) preferred • Advanced level of expertise in understanding/interpreting various financial statement types • Knowledge of foreign currency conversions and ability to work in foreign currencies when evaluating credit • Sound understanding and demonstrated use of credit and banking laws and regulations • Strong working knowledge of Collateralization / Securitization • Intermediate to Advanced skill working with credit scoring • Sound understanding of interpreting commercial credit reports & data and using that information to make complex credit decisions • Working knowledge and general experience with various credit tools (i.e. D&B, Equifax) • Demonstrated accuracy & completeness in preparing & processing complex reviews • Advanced ability to assess risk on mid-sized to large public or private companies • Ability to maintain high customer service standards and handle escalated customer service issues • Ability to use non-standard or market data as inputs into credit analysis and recommendations • Capable of using Excel or other like tools to create and perform additional analysis outside of standardized Credit Analysis tools • Demonstrated ability to work and conduct research independently • Demonstrated ability to receive feedback and coaching and contribute to a positive and respectful team environment • AI — Gemini, ChatGPT or similar

🏖️ Benefits

• Health, dental and vision insurances • Retirement savings plan • Paid time off • Health savings account • Flexible spending accounts • Life insurance • Disability insurance • Tuition reimbursement • Quarterly or annual bonus eligibility for non-sales roles

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume