Life and Critical Illness Underwriting Co-Signer

🕒 August 13

🇨🇦 Canada – Remote

💵 $79.7k - $129.7k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

📋 Underwriter

👻 Ghost score 23%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Manulife

WebsiteLinkedInAll Job Openings

10,000+ employees

🛡️ Insurance

💸 Finance

Insurance • Finance

Manulife is a multinational Canadian financial services company focused on insurance and wealth management. It describes itself as making decisions easier and lives better through life and health protection, retirement and investment solutions, and a global footprint including brands such as John Hancock in the U. S. ; the company emphasizes digital innovation, AI, sustainability and inclusive growth while offering career and customer services worldwide.

📋 Description

• Evaluate and make underwriting decisions on life and critical illness insurance applications with approval limits up to $10 million • Partner with underwriters to review complex, high-value, or development-focused files • Assess underwriting approach, evidence ordered, documentation, decision rationale, and customer/advisor impact • Train, coach, and mentor underwriters to build technical expertise, critical thinking, decision confidence, and readiness for increased approval limits • Support future-ready underwriting capabilities through digital tools, AI-enabled decision support, data-driven insights, and continuous improvement • Promote consistent application of underwriting guidelines, philosophy, medical and financial underwriting principles, and risk management practices • Help underwriters understand business impacts involving requirements, amendments, advisor communication, cycle time, customer experience, persistency, and competitive positioning • Manage co-signing and underwriting work efficiently while supporting service standards and timely decisions • Provide constructive feedback through case discussions, coaching sessions, office hours, and file reviews • Collaborate with underwriting leaders, Risk Management, Research, medical directors, and new business • Identify opportunities to improve underwriting processes, documentation, training, requirement ordering, and tool usage

🎯 Requirements

• Minimum of 5 years of experience in life and critical illness underwriting • Proven track record handling complex and high-value cases • Strong knowledge of life and critical illness underwriting, including medical, financial, non-medical, product, and persistency considerations • Bachelor’s degree in finance, business, health sciences, or a related field is preferred • Professional underwriting designations or progress toward FALU, FLMI, ACS, or equivalent are highly desirable • Ability to mentor, coach, and develop underwriters through practical case review, feedback, structured learning, and knowledge sharing • Strong analytical, judgment, and problem-solving skills • Ability to assess risk, challenge assumptions, and apply guidelines with sound business context • Excellent written and verbal communication skills • Comfort with underwriting technology, digital tools, data insights, and AI-enabled decision support • Willingness to help others adopt new ways of working • Ability to model collaboration, curiosity, accountability, adaptability, and continuous improvement

🏖️ Benefits

• Incentive programs and incentive compensation tied to business and individual performance • Health coverage • Dental coverage • Mental health benefits • Vision coverage • Short- and long-term disability coverage • Life and AD&D insurance coverage • Adoption/surrogacy benefits • Wellness benefits • Employee/family assistance plans • Retirement savings plans, including pension • Global share ownership plan with employer matching contributions • Financial education and counseling resources • Paid holidays, vacation, personal, and sick days • Statutory leaves of absence • Flexible environment supporting well-being and inclusion • Learning and career growth opportunities