Credit Intelligence Analyst I

🕒 April 21

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Construtora Tenda

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1969

🏠 Real Estate

👥 B2C

💰 Post IPO equity on 2022-02

Real Estate • B2C

Construtora Tenda is a Brazilian residential real estate developer and homebuilder focused on mass-market and affordable housing. The company is publicly listed (ticker TEND3) and maintains investor relations, financial reporting, and regular earnings calls to update shareholders on results and corporate developments.

📋 Description

• Assist in building and calculating the company's provision for doubtful debts (allowance for doubtful accounts) and in defining credit policies. • Serve as a liaison for publishing data for both the Tenda and Alea portfolios. • Support the team with indicator analyses that aid credit decision-making. • Assist in integration among partner areas (Credit, Collections, Business, Finance, BI, and Technology), helping ensure conceptual alignment of the data. • Actively contribute to the continuous improvement of credit management processes, identifying structural adjustments to models, rules, metrics, and data governance. • Act as support on critical, complex, or strategic requests, assisting analysts and leadership in problem resolution and in developing robust solutions. • Work with current and legacy provisioning methodologies for credit losses (allowance for doubtful accounts) and credit policies. • Promote continuous integration and collaboration across related areas to improve data understanding and align analyses with business strategy. • Help develop and validate advanced reports on the credit portfolios of Tenda and ALEA operations. • Help ensure the extraction and manipulation of large-scale data using SQL, Python, and/or other tools or languages.

🎯 Requirements

• Bachelor's degree in Administration, Accounting, Finance, Business Management, Law, Marketing, or a related field. • Knowledge of Microsoft Office. • Proficiency in SQL.

🏖️ Benefits

• Meal and food vouchers (iFood Benefícios). • Transportation allowance. • TendaPrev (company pension plan). • Annual bonus based on achievement of results. • Health plan – the primary member pays no monthly fee, only co-payments per use. • Dental plan – optional. • Life insurance. • Wellhub. • Dr. Alper – free consultations with specialists across different areas. • Pregnancy program and extended maternity leave. • Pharmacy discount program. • Hybrid work model – 2 days per week remote. • Flexible working hours. • Birthday day off. • Alo Viva Bem – an exclusive employee well-being channel. • Learning platform. • Education subsidy. • Childcare assistance for mothers. • Extended paternity leave. • Discount on Tenda apartments. • Discount on Cinemark tickets. • Christmas voucher.