Commercial Underwriter III

🔥 0 minutes ago

🦌 Connecticut, New Hampshire, +2 more states – Remote

🦌 Connecticut – Remote 🗻 New Hampshire – Remote 🍂 Massachusetts – Remote ⚓ Rhode Island – Remote

💵 $78.7k - $108.8k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

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EMC Insurance Companies

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1911

Insurance

EMC Insurance Companies is a mutual insurance firm providing specialized business insurance solutions. They focus on commercial property insurance, liability insurance, workers' compensation, and business owners' policies. With a strong emphasis on personalized service, EMC collaborates closely with local agents to deliver comprehensive and tailored coverage. EMC is committed to understanding the unique challenges faced by its policyholders, offering risk management and loss control resources to help businesses safeguard their assets. Known for their dedicated partnerships and exceptional customer service, EMC ensures that businesses are prepared for the unexpected with their superior insurance solutions.

📋 Description

• Selects, grows, and maintains a profitable book of business for assigned middle market territory adhering to underwriting authority. • Evaluates complex accounts, such as different business operations, multiple lines of business or special pricing requirements, for risk selection and pricing purposes. • Analyzes exposure, company and regional risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or Loss Control and other relevant information to underwrite policies. • Offers appropriate coverage, terms and conditions for exposures. • Develops and fosters agency relationships. • Educates agents on EMC products, underwriting appetite, systems, and services. • Visits agencies to discuss accounts and provide agents with updates at EMC. • Identifies opportunities and potential barriers within agency relationships. • Collaborates with marketing representatives to ensure agents receive superior customer experiences, responsiveness, and select EMC as their insurer of choice. • Effectively explains risk acceptance and/or rejection decisions to agents. • Seeks feedback from agents and takes action to improve their experience and grow strong books of business. • Coordinates with marketing and regional management in the agency planning and review processes. • Monitors progress of assigned agents and guides agents in achieving annual goals. • Serves as a technical resource for underwriting team members. • Performs peer reviews of work completed by less experienced underwriters and provides training on identified issues and areas for improvement. • Researches and shares industry changes, competition, target markets and new products.

🎯 Requirements

• Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience • Three years of experience in commercial lines underwriting or related experience • Insurance designations, such as AINS, AU, CIC, or CPCU preferred • Strong knowledge of underwriting and risk analysis • Strong analytical and negotiating skills • Excellent problem-solving skills and the ability to make sound decisions • Ability to work effectively with others, as well as independently • Ability to maintain high standards of professional competence • Excellent customer service skills • Strong computer skills, including knowledge of Microsoft Office and social media • Ability to work on multiple projects while meeting deadlines • Strong written and verbal communication skills, including the ability to speak in front of others • Strong presentation skills preferred • Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving

🏖️ Benefits

• Outstanding benefits with life, medical, dental, vision and prescription drug coverage • Competitive paid time off plan and a full day of volunteer time off annually • Financial incentives, including a 401(k) plan match, pension plan, OneEMC bonus plan and recognition and anniversary awards • Professional development and growth opportunities, including tuition reimbursement • Wellness initiatives to improve team member well-being and reduce health insurance costs • Flexibility to dress for your day and opportunities for alternative work arrangements