Senior Product Manager, Life Insurance Products

🕒 April 23

🇺🇸 United States – Remote

💵 $126k - $222k / year

⏰ Full Time

🟠 Senior

✅ Product Manager

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Ethos

WebsiteLinkedInAll Job Openings

201 - 500 employees

Insurance

Ethos is a life insurance provider offering a fast and convenient way for customers to apply for and receive life insurance coverage. Specializing in no-medical-exam policies, Ethos allows individuals to secure life insurance quickly, with coverage options ranging from term life for various durations to guaranteed whole life policies. The company emphasizes ease of use, providing online tools such as coverage calculators and educational resources, as well as customer and agent support. Ethos also offers additional benefits like estate planning aids as part of its insurance packages.

📋 Description

• Help lead the end-to-end development of life insurance products, including Whole Life, Permanent Life, Term, Indexed Universal Life, Final Expense, Disability Insurance, and insurance riders. • Collaborate closely with carrier partners to implement new products and ensure seamless integration into the broader product ecosystem. • Work cross-functionally with engineering, design, internal stakeholders, and third parties to develop an understanding of policy administration systems and their role in the life insurance lifecycle. • Assist with integrating policy administration systems and other carrier systems to ensure smooth product implementation, data flow, and operational efficiency. • Leverage ACORD standards to enable standardized insurance data exchange, alignment, and compliance across systems. • Analyze new product opportunities and insurance distribution channels to ensure products meet customer needs while delivering business value. • Contribute to the development and integration of eApplication systems to simplify the life insurance application process and improve the customer experience. • Support policy contract creation systems to ensure accurate, efficient, and compliant generation of policy documents and contracts. • Help create a clear and compelling medium- and long-term vision for specific Ethos product areas. • Participate in a product discovery process for exploring new product ideas. Use experiments to validate key hypotheses quickly and effectively.

🎯 Requirements

• A minimum of 5 years of experience in product management with a proven track record of contributing to the launch of life insurance products and delivering demonstrated results. • Strong knowledge of the entire life insurance lifecycle, including policy administration systems, underwriting, and policy issuance. • Experience with ACORD standards to facilitate standardized insurance data exchange and alignment across processes. • Hands-on experience designing, implementing, and maintaining eApplication systems to enhance the digital insurance application experience. • Proficiency in policy contract creation systems to ensure accuracy, efficiency, and compliance in policy document generation. • Experience integrating with policy administration systems and other carrier systems to support seamless product implementation and operational workflows. • Experience with life insurance illustration platforms. • Strong analytical skills to identify and evaluate new product opportunities and insurance distribution channels. Ensure alignment with customer needs and business goals. • A demonstrated ability to help scale and optimize products, driving both usage and customer satisfaction. • A growth mindset — you thrive on experimentation, data analysis, and an unwavering focus on delivering results. • A strong understanding of current product best practices, with a forward-thinking perspective on the future of product development. • A sense of urgency and the ability to make an impact in a fast-paced environment.

🏖️ Benefits

• Health insurance • Retirement plans • Paid time off • Flexible work arrangements • Professional development