Junior Actuary – Commercial Health

November 25

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Logo of Evry Health

Evry Health

Healthcare Insurance • B2B • Wellness

Evry Health is a modern, mobile-first health insurance company that provides fully insured employer health plans and personalized care teams. Built for midsize and larger employers (primarily in Texas), Evry offers no-copay, no-deductible plans, 24/7 virtual care, integrated wellness programs, and individualized support from nurses, nutritionists, and doctors to simplify costs and improve employee health. The company emphasizes a human, member-focused approach and digital tools (iOS/Android app) to deliver care and benefits.

📋 Description

• - **Reporting and Analysis:** Assist with report development and analysis (pricing/experience/trends) that helps to inform the actuarial side of the business. • - **Risk Assessment:** Evaluate and analyze health insurance applications to determine the risk they pose, helping to set premium rates that are both fair and competitive. • - **Claims Analysis:** Interpret and analyze underlying claims experience to inform underwriting decisions and policy adjustments. • - **Policy Development:** Assist in the development of insurance policies or suggest changes to existing policies that balance the needs of market with the risk to the insurance company. • - **Regulatory Compliance:** Stay updated with changes in legislation and regulations that may affect the product design and underwriting considerations. • - **Quote Requests:** Assist with the management of quote requests. • - **Documentation:** Maintain accurate and detailed records of policies underwritten and decisions made, tracking concessions and experience.

🎯 Requirements

• - **Education:** Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related field. • - **Credentials:** Professional actuarial credentials (e.g., ASA, FSA) or credentials in progress are required. • - **Experience:** Minimum of 2 years of experience in a commercial health actuary department (not Medicare, Medicaid, or individual market/ACA plans). • - Strong analytical and decision-making skills • - Excellent communication and interpersonal skills • - Proficiency in statistical analysis and risk assessment • - Ability to interpret complex data and make informed decisions • - Familiarity with underwriting software and tools • - R/SQL programming experience • - **Bonus:** Knowledge of current healthcare regulations and market trends • - **Bonus:** Experience with implementing automation

🏖️ Benefits

• - Competitive salary • - Comprehensive health, dental, and vision insurance as well as life and disability • - Retirement savings plan with company match • - Generous time off/vacation • - Professional development opportunities • - Flexible work environment

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