
11 - 50 employees
💳 Fintech
☁️ SaaS
🔌 API
Fintech • SaaS • API
Finaya is a B2B fintech company that provides a modular, cloud-native financial platform and APIs to help businesses launch and operate embedded finance products. Its offerings include orchestration of channels and providers, an accounts engine for wallets and transactions, back-office multi-provider reconciliation, KYC and fraud protection, generative AI for automation and support, and customizable white-label products. Finaya emphasizes security, compliance, rapid integration (plug-and-play modules), and scalability to reduce time-to-market and operational costs for enterprises.
🔥 0 minutes ago
🗣️🇧🇷🇵🇹 Portuguese Required
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11 - 50 employees
💳 Fintech
☁️ SaaS
🔌 API
Fintech • SaaS • API
Finaya is a B2B fintech company that provides a modular, cloud-native financial platform and APIs to help businesses launch and operate embedded finance products. Its offerings include orchestration of channels and providers, an accounts engine for wallets and transactions, back-office multi-provider reconciliation, KYC and fraud protection, generative AI for automation and support, and customizable white-label products. Finaya emphasizes security, compliance, rapid integration (plug-and-play modules), and scalability to reduce time-to-market and operational costs for enterprises.
• Serve as the technical authority for Java back-end development and make decisions on architecture, best practices, and coding standards • Design and evolve the architecture of the credit platform (CaaS), from origination through portfolio management • Define technical solutions in partnership with product, security, and architecture teams • Lead code reviews, deployments, and architecture decisions focused on scalability • Ensure quality, performance, and resilience through testing, logging, and observability • Code alongside the team day to day, unblocking deliveries and resolving impediments • Provide technical guidance to the team and mentor software developers • Support technical onboarding, squad formation, and the engineering culture • Lead meetings with clients and stakeholders, translating technical issues into business impact • Build and evolve complex financial journeys, including digital accounts, payments, and white-label integrations • Continuously improve development and quality processes • Identify technical risks and propose preventive solutions
• Proven experience building a credit platform or system (CaaS) from the ground up, with direct involvement in technical decisions and implementation • Strong experience as a Tech Lead or technical authority on Java back-end teams, while remaining hands-on • Proficiency in Java 11+, Spring Boot, RESTful APIs, and system integrations • Track record with high-volume transaction financial systems, including PIX, SPB, Open Finance, or bank reconciliation • Experience with PostgreSQL and MongoDB • Experience with messaging systems (Kafka or RabbitMQ) and event-driven architectures • Experience with automated testing, including unit, integration, and regression testing • Strong communication skills and conflict-management abilities • Hands-on, collaborative mindset with a strong sense of ownership • Nice to have: experience with the credit ecosystem; information security applied to financial systems; OAuth 2.0 and OpenID Connect; cloud environments, preferably AWS; BACEN, Open Finance, or OpenID certifications; and white-label projects or integrations across multiple brands
• Technical ownership in building a credit platform and highly complex financial systems • Work on real-world financial journeys, including credit, PIX, digital accounts, payments, and white-label integrations • Close collaboration with product, architecture, and security teams • Autonomy to make decisions and evolve the platform • A highly experienced team and a culture of continuous learning
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