Senior Specialist, T2 – Target2 Payment Operations

🔥 14 minutes ago

🌐 Poland, Spain, +2 more countries – Remote

🇵🇱 Poland – Remote 🇪🇸 Spain – Remote 🇳🇱 Netherlands – Remote 🇨🇾 Cyprus – Remote

⏰ Full Time

🟠 Senior

⚙️ Operations

👻 Ghost score 16%

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Finom

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2019

💳 Fintech

💸 Finance

🤝 B2B

Fintech • Finance • B2B

Finom is a fintech company offering comprehensive financial services for SMEs, freelancers, and companies. The platform provides tools for invoicing, expense management, and easy online account opening with added benefits like cashback and international IBAN accounts. Finom ensures data security through partnerships with banks like SolarisBank and Treezor, making it a fast and reliable service for business financial management.

📋 Description

• Own core payment processes, including SCT / SCT Inst recalls, investigations, SWIFT enquiries, missing or incoming funds, and rejects, returns and refunds • Run the T2 platform day to day using the T2 GUI (U2A/A2A) • Maintain CRDM reference data • Set up four-eyes controls and define the manual-vs-automated split • Manage migration from BNP Paribas to direct participation, tracking payments by BIC and path • Define when BNPP-dependent steps can be retired • Link Payment Operations with the reconciliation team • Build incident processes around DNB, FIS and TARGET escalation routes • Own Payment Operations’ role in DNB reporting • Define the ECONS II contingency approach • Coordinate with the Eurosystem, DNB, SWIFT/NEXI, FIS, correspondent banks, Product and Engineering • Design and document Payment Operations processes • Validate processes in August UAT, cut over BIC by BIC, and run them as business-as-usual • Serve as operational contact for the T2 scheme, DNB and partner banks

🎯 Requirements

• Hands-on experience with T2 / TARGET Services (RTGS, TIPS), including the GUI and U2A/A2A actions • Around 2-3+ years in payment operations at a bank, EMI or PSP, ideally with SEPA schemes (SCT, SCT Inst) • Familiarity with investigations, recalls, returns and SWIFT / ISO 20022 messaging • Experience writing SOPs and controls, or the ability to pick it up quickly • Comfort working with regulators, partners and technical teams • Ability to make sign-off and escalation decisions with support from the team • Fluent English • Nice to have: Experience with CRDM reference-data maintenance • Nice to have: Involvement in a direct-participation onboarding or sponsor-bank migration • Nice to have: Knowledge of DNB / TARGET-NL conditions, IPR, PSD2, or ECONS II contingency processes

🏖️ Benefits

• Continuous personal and professional development resources and opportunities • Flexibility to travel and work remotely or in a hybrid model across Europe • Stock Options Program available to every team member • Constant support and care • Modern, friendly, and eco-conscious corporate culture • Work & Swim Program: one month in a corporate apartment in Cyprus