Factoring Operations Specialist – m/f/d

Job not on LinkedIn

🕒 August 21

🇩🇪 Germany – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

⚙️ Operations

👻 Ghost score 50%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Goya Finance AG

WebsiteLinkedInAll Job Openings

11 - 50 employees

🏥 Healthcare

📦 Logistics

💼 Consulting

Healthcare • Logistics • Consulting

Goya Finance AG is a European financial technology company specializing in automated factoring and receivables management for small and mid-sized businesses, healthcare practices, and mobility service providers. It offers an online factoring platform with fast payouts (up to 24 hours), loss protection, automation of routine processes, and GDPR-compliant data storage, plus an API that lets partners embed financing solutions into their software. Goya positions itself as a B2B provider focused on improving liquidity, operational efficiency, and data security through integrated technology and banking partnerships.

📋 Description

• Reliably and efficiently manage factoring processes • Support the operational process chain from invoice receipt through purchase assessment and posting to customer support • Review and purchase receivables • Manage accounts receivable activities and post relevant business transactions • Process and monitor ongoing factoring activities • Support customers with operational queries • Work closely with Collections, Accounting, Sales, and Risk • Identify and implement process improvements and automation opportunities

🎯 Requirements

• Completed commercial training, e.g. as a bank clerk, or a completed bachelor’s degree in Business Administration, Finance, or a comparable field • Several years of professional experience in accounts receivable management or comparable finance-related processes • Proficient use of Excel • Interest in legal, regulatory, and technical matters, along with the willingness to learn about these areas • Independent, structured, and solution-oriented approach to work • Strong sense of responsibility and reliability • Excellent communication skills and a team-oriented mindset • Analytical thinking and strong organizational skills • Resilience and flexibility in a dynamic environment • Very good German language skills (C1/C2) • Experience in factoring or financial services (nice to have) • Knowledge of ef3 (nice to have)

🏖️ Benefits

• Flexible working hours and remote or hybrid work options • Individual training and professional development opportunities • A responsible role offering substantial scope to shape and influence processes • Short decision-making paths in a growing FinTech • Direct collaboration with various departments and management • The opportunity to actively develop and digitize processes • A motivated team with a pragmatic, hands-on mentality • Exciting challenges with a tangible impact • Scope for ownership and influence • A dynamic environment where speed, clarity, and execution matter

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