Risk Analyst

🔥 20 hours ago

🇵🇰 Pakistan – Remote

⏰ Full Time

🟢 Junior

🟡 Mid-level

🎲 Risk

🚫👨‍🎓 No degree required

👻 Ghost score 10%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Motive

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

📦 Logistics

🏗️ Construction

🍽️ Food & Beverage

Logistics • Construction • Food & Beverage

Motive is a company that provides an integrated operations platform designed to enhance the safety, productivity, and profitability of fleet management and operations. Utilizing cutting-edge AI technology, Motive offers solutions such as driver safety monitoring, fleet management, equipment monitoring, and spend management. These services provide unparalleled visibility into vehicles and equipment, automate workflows, reduce costs, and improve efficiency for industries like construction, oil & gas, public sector, food & beverage, and logistics. Motive is recognized as a leader in fleet management and empowers companies to maximize their operational potential with innovative solutions.

📋 Description

• Collect, review, and analyze applicants' financial, demographic, and historical information and records • Analyze business financial statements, bank statements, and credit reports • Communicate directly with clients and sales about application status • Explain why and when additional documents are needed to determine client creditworthiness • Approve, decline, or seek exceptions for applications based on policy guidelines • Make quality decisions within expected service-level agreements • Perform portfolio management and identify suspicious or questionable items • Recommend policy and process improvements to mitigate underwriting failure points • Conduct bank statement analysis, financial spreading, and risk-ratio analysis culminating in underwriting memos • Collaborate with sales, data science, product management, and other stakeholders to deliver a strong customer experience

🎯 Requirements

• 2-3+ years of underwriting experience in financial services, high-growth payments, or fintech company • Strong critical reasoning, problem solving and analytical skills • Ability to work independently and thrive in a collaborative team environment • Excellent oral and written communication skills • Familiarity with fundamentals of financial risk assessment • Familiarity with the U.S. compliance, lending and regulatory environment, including KYC, Reg B, Reg Z, UDAAP, FCBA, and Truth in Lending Act • Experience with quantitative and qualitative analysis • Strong organization and time management skills • Proven experience with bank-based and financial underwriting • Demonstrated competency in mathematics and financial spreading • Must be authorized to receive and access commodities and technologies controlled under U.S. Export Administration Regulations • Employees must be authorized to receive access to Motive products and technology

🏖️ Benefits

• Equal opportunity employer committed to creating a diverse and inclusive workplace • Some interviews or new-hire training sessions may be held in person at one of Motive's global offices