Senior Product Manager – Credit Risk

🕒 May 26

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NinjaHoldings

51 - 200 employees

Founded 2017

💸 Finance

💳 Fintech

👥 B2C

Finance • Fintech • B2C

NinjaHoldings is a pioneering company offering transformative and innovative financial solutions, focusing on digital lending and financial services for underserved Americans. As original entrepreneurs and data scientists, they have developed digital money platforms to empower individuals often overlooked by traditional banks. Through their brands like CreditNinja and NinjaCard, they provide a comprehensive suite of digital banking and lending products, with incentives and rewards that help guide customers towards financial improvement. Additionally, their NinjaEdge brand offers B2B solutions for companies, enhancing customer understanding via bespoke underwriting, fraud detection, and analytics services.

📋 Description

• Manage and prioritize strategic projects in partnership with the Risk team, ensuring alignment with key business outcomes. • Support the technical design and implementation of decisioning models and platforms, working closely with Risk, Engineering and other PMs. • Translate and clarify technical requirements to ensure readiness for development. • Regularly attend department and product level meetings to remain aware of how Risk and other departments’ efforts may impact the overall roadmap and company goals. • Work closely with Marketing, Compliance, Bank Partnerships, Legal, and Engineering to ensure alignment across teams. • Use data to evaluate and communicate project impact, make informed trade-offs, and guide decision-making at the department level. • Be the nexus of understanding regarding 'how the products work' from the perspective of Risk, Marketing, Engineering, Compliance and Call Center.

🎯 Requirements

• 5+ years product management experience in financial services • Demonstrated success delivering projects that require coordination and alignment of multiple departments • Experience writing requirements for Engineering and other departments • Experience supporting or leading the implementation of decision engines or other technical platforms • Strong ability to determine priority of projects with disparate goals coming from various departments • Strong ability to pitch ideas to department heads through the use of data and strategic thinking • Strong ability to distill the needs of our customers to various departments • Strong analytical ability to determine the impact of projects to a product's success • Expertise in one of the following areas: Risk, Marketing, Software Engineering

🏖️ Benefits

• Competitive salary and benefits package • Flexible, remote work • Fun, fast-paced work environment • Dynamic start-up culture • Ability to make an immediate impact in a growth stage company • Convenient downtown Chicago office located in the heart of the city

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