Senior Mortgage Analyst

🔥 16 hours ago

🇮🇳 India – Remote

⏰ Full Time

🟠 Senior

🧐 Analyst

👻 Ghost score 10%

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Logo of Ocrolus

Ocrolus

201 - 500 employees

🤖 Artificial Intelligence

💸 Finance

💳 Fintech

💰 $80M Series C on 2021-09

Artificial Intelligence • Finance • Fintech

Ocrolus is a company that provides AI-driven document processing automation with human-in-the-loop. It specializes in streamlining and enhancing the accuracy of financial document analysis and decision-making for various industries, including small business lending, mortgage, consumer, and multifamily sectors. Ocrolus's technology enables lenders to manage risk and avoid fraud by automating document analysis, ensuring compliance, and bolstering security. The company offers intelligent document processing solutions that classify, capture, detect, and analyze data, providing insights into cash flow, income, employment, address, and identity verification. Ocrolus is known for its innovative approach in automating business processes and enhancing back-office efficiency with a focus on making faster and more accurate financial decisions.

📋 Description

• Perform quality control of product outputs • Apply advanced knowledge of Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines to QC mortgage applications • Review borrower income, asset, credit, collateral, and AUS documentation • Confirm correct data extraction, classification, and application of underwriting rules • Validate income calculator outputs and other loan-level outputs • Identify errors, omissions, inconsistencies, and guideline exceptions • Update results to ensure accuracy and completeness • Meet standards for accuracy, turnaround time, and productivity in a real-time production environment • Identify recurring error patterns and provide actionable feedback to underwriting team leadership

🎯 Requirements

• 6+ years of mortgage underwriting experience, including FHA and VA • Skilled in reviewing borrower documentation, including W-2s, tax returns, pay stubs, self-employment income, appraisal, and title • Strong expertise in income analysis, credit evaluation, and AUS findings • Tech-savvy • Excellent documentation skills and detail orientation • Preferred: Experience with fintech or SaaS mortgage tools • Preferred: Familiarity with automated income calculation or verification platforms

🏖️ Benefits

• Remote-first company environment • Opportunities to grow skills • Ownership of work • Meaningful impact • Inclusive workplace • Diverse and inclusive culture

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