Senior Compliance Manager, MLRO

Job not on LinkedIn

🔥 10 minutes ago

🇳🇱 Netherlands – Remote

⏰ Full Time

🟠 Senior

🚔 Compliance

👻 Ghost score 10%

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Papaya Global

WebsiteLinkedInAll Job Openings

501 - 1000 employees

💼 Consulting

📦 Logistics

💳 Fintech

💰 $250M Series D on 2021-09

Consulting • Logistics • Fintech

Papaya Global is a leading PayTech company specializing in cross-border payroll and payment solutions. The company offers a comprehensive platform that automates global payroll, payments, and workforce management, serving businesses in over 160 countries. Papaya Global provides a range of services including contractor payments, employer of record (EOR) solutions, and real-time payment processing, leveraging technology to enhance payment accuracy, transparency, and regulatory compliance. It integrates with various platforms through APIs and offers advanced data analytics, fraud prevention, and data security to support global enterprises and streamline payment operations.

📋 Description

• Maintain and enhance Azimo B.V.’s overall regulatory compliance and financial crime framework. • Maintain oversight of applicable Dutch and European regulatory requirements and translate them into policies, procedures, controls, monitoring activities, and governance processes. • Lead and support regulatory compliance risk assessments and thematic reviews. • Own and oversee the Compliance Monitoring Program. • Monitor regulatory developments and ensure timely implementation of regulatory changes. • Support Senior Management, the Board, and the Supervisory Board through reporting, escalation, and governance. • Act as a principal Compliance contact for supervisory authorities, including DNB. • Lead or support regulatory inspections, supervisory reviews, audits, and requests for information. • Coordinate regulatory submissions, management responses, and briefing materials. • Oversee tracking, management, and remediation of regulatory findings, audit findings, compliance issues, and supervisory actions. • Maintain and enhance the AML/CFT, sanctions, and financial crime compliance framework. • Provide second-line oversight and challenge to first-line teams. • Support investigation and assessment of unusual and suspicious transactions and potential reporting obligations. • Lead or support enterprise-wide risk assessments. • Serve as the appointed MLRO and oversee AML/CFT, sanctions, unusual and suspicious activity assessments, escalations, and regulatory reporting. • Provide management information, compliance reporting, and escalation material to senior management, ARCC, the Board, Supervisory Board, and regulators. • Build relationships across Product, Payments, Treasury, Operations, Legal, Risk, and Commercial teams. • Support compliance training, awareness activities, and engagement with first-line teams. • Oversee outsourced activities and third-party service providers for regulatory compliance. • Lead development of the enterprise-wide financial crime risk assessment and associated governance processes.

🎯 Requirements

• 8+ years of experience in Compliance, Financial Crime Compliance, Risk Management, or Regulatory Affairs within a regulated payment institution, electronic money institution, bank, fintech, or other financial services environment. • Previous experience as an MLRO, Deputy MLRO, or in a senior financial crime oversight role within a regulated financial services organisation is strongly preferred. • Demonstrated experience designing, implementing, and enhancing compliance frameworks, regulatory compliance programmes, and governance processes within a regulated financial services organisation. • Strong working knowledge of Dutch and European regulatory requirements applicable to payment institutions, including the Wft, Wwft, PSD2, EBA Guidelines, sanctions requirements, and relevant supervisory expectations. • Proven experience conducting compliance risk assessments, thematic reviews, compliance monitoring activities, and regulatory gap analyses. • Experience managing regulatory, audit, and compliance remediation programmes, including the development, implementation, and tracking of corrective action plans. • Demonstrated experience engaging with regulatory authorities, internal and external auditors, and other assurance functions, including coordinating responses to regulatory enquiries, inspections, and reviews. • Strong understanding of payment services, cross-border payment flows, safeguarding requirements, outsourcing arrangements, and associated compliance and financial crime risks. • Demonstrated ability to lead complex cross-functional initiatives, influence stakeholders at all levels, and deliver outcomes in a fast-paced and evolving regulatory environment. • Excellent written and verbal communication skills in English. • Bachelor's degree or equivalent qualification in Law, Finance, Business Administration, Economics, Criminology, or a related discipline. • Relevant professional qualifications such as ICA Diploma, CAMS, CGSS, or equivalent compliance and financial crime certifications are strongly preferred.