Fraud Risk Management and Operations Manager

🕒 June 2

🌵 Arizona, Kentucky, +4 more states – Remote

🌵 Arizona – Remote 🐎 Kentucky – Remote 🚗 Michigan – Remote 🔔 Pennsylvania – Remote 🗿 South Dakota – Remote 🎸 Tennessee – Remote

💵 $72k - $120k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🎲 Risk

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Pathward

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

Pathward is a federally registered financial institution that provides robust banking infrastructure, proven technology resource partners, and dynamic collaboration to assist third-party partners in delivering banking programs that meet customer demands. The company focuses on providing a variety of financial solutions including issuing, acquiring, digital payments, credit solutions, and professional tax solutions, among others. Additionally, Pathward supports commercial finance through working capital, equipment finance, structured finance, and insurance premium finance. Committed to financial inclusion, Pathward powers financial access and innovation through strategic partnerships, including efforts to support renewable energy loan growth.

📋 Description

• Responsible for supporting and enhancing the organization's Fraud Risk Management and Operations program, with primary oversight of fraud alert monitoring (Level 1) and fraud case investigations (Level 2). • Ensures effective detection, investigation, escalation, and resolution of fraud-related activity across products and channels, while maintaining alignment with applicable regulatory requirements, including BSA/AML where applicable. • Support the development, implementation, and maintenance of comprehensive fraud detection, alert management, and investigation procedures and controls. • Manage and oversee team responsible for: Level 1: Fraud alert review, triage, and disposition; Level 2: Fraud case investigation, escalation, and resolution. • Establish and monitor quality standards, productivity expectations, and SLAs for alert handling and case investigations. • Assist in overseeing applicable components of the BSA/AML program, including suspicious activity identification and escalation, when fraud activity meets SAR reporting thresholds. • Partner with cross-functional teams (e.g., Risk, Compliance, Product, Operations) to enhance fraud detection strategies, rules, and controls. • Participate in risk assessments to identify and evaluate fraud risks across products, channels, customer segments, and emerging typologies. • Collaborate with senior leadership to develop and execute strategic initiatives that enhance fraud detection effectiveness, investigative quality, and operational efficiency. • Drive continuous improvement in alert-to-case workflows, including automation, documentation standards, and escalation protocols. • Other duties as assigned

🎯 Requirements

• Bachelor's degree or equivalent education and work experience. • CAMS, CFE, or other fraud/financial crimes certification preferred. • Typically 5+ years with bachelor's or equivalent. • Experience in fraud operations, including alert review, case investigation, and fraud typology analysis. • Focuses on performance within fraud operations, including alert accuracy, investigative quality, and timeliness. • Operates within established guidelines; decisions require validation for non-standard fraud scenarios or high-risk escalations. • Addresses routine operational issues with known solutions; escalates ambiguous or novel fraud patterns. • Directs daily work of individual contributors with emphasis on alert disposition accuracy, investigative completeness, and documentation standards. • Engages primarily with internal stakeholders, with growing interaction across Risk, Compliance, and Product teams for fraud-related initiatives. • Executes established processes; provides frontline feedback to improve fraud detection rules, workflows, and investigative procedures.

🏖️ Benefits

• health insurance • 401(k) retirement benefits • life insurance • disability benefits • paid time off • performance-based incentive opportunity