HNW Residential Property Advisor

🕒 June 30

🏄 California – Remote

🏄 California – Remote

💵 $80k - $100k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

✨ Advisor

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PURE Insurance

WebsiteLinkedInAll Job Openings

501 - 1000 employees

🛡️ Insurance

Insurance

PURE Insurance is a private-client insurer that specializes in serving high-net-worth individuals, families, and households. It focuses on property and casualty personal lines—such as homeowners, personal articles (valuables and collections), automobiles, and umbrella liability—while providing tailored risk-management, loss-prevention services, and claims advocacy. PURE operates as a specialized reciprocal exchange/insurance carrier delivering customized coverage and service for affluent clients.

📋 Description

• Perform PURE 360 Risk assessments by evaluating complex and varied property conditions across regions, construction types, and environmental factors, assessing risk exposure. • Analyze and interpret findings to assess loss probability and severity, using professional judgment to determine appropriate recommendations. • Recommend loss prevention strategies by identifying practical solutions and prioritizing actions based on risk impact. • Using professional judgment, technical expertise, and discretion, this role assesses property conditions, evaluates replacement cost considerations, identifies material risk factors, and determines the significance of exposures that may affect underwriting decisions, loss potential, and business operations. • Partner with Underwriting and internal stakeholders to provide insight that supports risk selection and business decisions. • Evaluate unique site conditions and risk factors by applying technical knowledge and experience to geographic and peril-specific scenarios. • Operate independently in the field with flexibility in approach and execution, adapting methods based on property-specific conditions. • Communicate assessment results and recommendations clearly, including the rationale behind decisions and potential risk implications.

🎯 Requirements

• Bachelor’s degree preferred but not required – relevant field experience is highly valued • 3+ years of experience as a Risk Manager at an insurance carrier, or in a related insurance role with exposure to property risk assessment and broader risk management practices OR 5+ years of experience in high-value home construction, skilled trades (e.g., plumbing, electrical, HVAC), home inspection, appraisal, or a related field • Strong interpersonal and oral and written communication skills are a must • Demonstrated ability to apply independent judgment and discretion in complex situations • Ability to work independently with minimal supervision • Detail-oriented with strong problem-solving skills • Professional, trustworthy and passionate about helping others.

🏖️ Benefits

• Opportunities to stretch and grow: your professional and personal development matters to us. • Clarity and kindness: you can rely on us to be open, honest and supportive. • Support in good times and bad: we believe in showing up for each other consistently. • A community that cares: we are committed to sustaining a community in which each person feels cared for as an individual.