Senior Manager, Credit Structures

🔥 1 hour ago

🌐 Spain, Trinidad and Tobago, +2 more countries – Remote

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⏰ Full Time

🟠 Senior

👔 Manager

👻 Ghost score 10%

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Logo of RBC

RBC

10,000+ employees

🏦 Banking

💸 Finance

🛡️ Insurance

Banking • Finance • Insurance

RBC is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. As Canada's largest bank and one of the largest in the world by market capitalization, RBC provides a diversified business model focusing on innovation and exceptional client experiences. With over 94,000 employees, RBC helps more than 17 million clients in Canada, the U. S. , and 27 other countries in various areas including finance, banking, investing, insurance, financial planning, wealth management, and capital markets.

📋 Description

• Deliver exceptional client experience following all five principles of the Black Card Experience • Enable and nurture a One RBC enterprise relationship by introducing clients to appropriate solutions, partners and capabilities • Lead credit discovery and provide structuring advice based on clients’ market position, strategy, financials and risk profile • Develop innovative credit structures aligned with client objectives • Partner with Private Bankers to identify and assess credit growth opportunities and expand wallet share • Lead the end-to-end credit process from opportunity assessment and structuring through adjudication and funding • Structure competitive, tailored credit solutions for new money requests • Collaborate with Group Risk Management to align recommendations with RBC’s risk appetite and policies • Proactively manage credit renewals and maintain credit and portfolio quality • Collaborate with colleagues and internal partners to deliver seamless solutions

🎯 Requirements

• Undergraduate degree, ideally in Banking, Commerce, Finance, Business Administration, or related field or experience • Minimum of 5–7 years proven combined credit experience in personal and commercial banking • Understanding of risk assessments, financial statement analysis, credit structuring solutions and deal presentations • Strong analytical and critical thinking skills, with the ability to design innovative credit solutions • Excellent communication and interpersonal skills • Superior client relationship management skills • Proven knowledge and understanding of RBC Private Banking financing products, credit/risk procedures, guidelines, and standards (nice to have) • Masters in relevant discipline (nice to have)

🏖️ Benefits

• A comprehensive Total Rewards Program including bonuses and flexible benefits • Leaders who support your development through coaching and managing opportunities • Ability to make a difference and lasting impact • Work in a dynamic, collaborative, progressive, and high-performing team • Opportunities to do challenging work

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