Business Unit FP&A Specialist

🕒 3 days ago

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RecargaPay

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2010

💼 Consulting

📦 Logistics

📣 Marketing

💰 $10M Debt Financing on 2022-07

Consulting • Logistics • Marketing

RecargaPay is a leading all-in-one payment platform in Brazil, dedicated to providing easy and secure access to mobile payments and digital financial services for everyone. The platform enables users to pay bills, recharge transportation and mobile phones, purchase gift cards, and make Pix transactions with credit cards. RecargaPay offers a comprehensive range of financial services, including cashback rewards, small loans, and a digital wallet with daily interest accrual. Additionally, they provide services to businesses, such as free business accounts, payment processing, and marketing solutions. With a focus on accessibility and innovation, RecargaPay strives to change how payments are made in Brazil.

📋 Description

• Financial Planning and Analysis: Develop and manage detailed financial models, forecasts, budgets and long-term plans for the assigned Business Unit(s). Collaborate with the Consolidation team and BU leaders to ensure accurate financial projections. Lead initiatives under your role to optimize processes while maintaining quality and compliance. • Performance Monitoring: Establish KPIs and monitor BU financial performance, analyzing variances and advising on corrective actions. Provide actionable insights for decision-making at both strategic and operational levels. • Financial Reporting: Lead the preparation of accurate and timely BU financial reports (matched with Accounting reports), consolidating data to provide a clear view of business performance. Work closely with the Financial Consolidation team and Senior Finance team on assisting them with BU-level details in reporting to investors and stakeholders. • Risk Management: Identify and mitigate financial risks within the assigned Business Unit(s), with a keen understanding of the Brazilian financial market’s unique risks and regulatory environment. • Cross-Functional Leadership: Serve as a financial advisor to Business Unit leaders, helping them drive decisions that align financial outcomes with business objectives. Partner with Operations, Product, and Technology teams for seamless financial integration. • Data & AI: Be able to work with several different data sources and Data teams in order to have data summarized as necessary for your reports and controls. Actively leverage AI tools and automation to enhance analysis, reporting, and decision-making — we expect this role to be at the forefront of AI adoption in the Finance team.

🎯 Requirements

• Educational background: Bachelor’s degree in Finance, Accounting, Economics or related field preferred. Professional certifications (CPA, CFA) or Master’s degree would be a plus. • Experience: Proven experience in FP&A, business finance, or financial planning roles within the Brazilian financial market is essential. Ideal candidates will have backgrounds in digital banking, payment companies, or fintechs. Experience with credit products (personal loans, credit cards, or credit lines) is a strong differentiator. • Hands-on approach to day-to-day activities. • Strong financial modeling and analytical skills across different types of business units and products. • Advanced Excel (Google Sheets). • Advanced knowledge to work with data sources in different tools. • AI fluency: Demonstrated experience using AI tools (LLMs, copilots, automation) in a professional context. We expect candidates to embrace AI and apply it across their workflow — from modeling and analysis to reporting and communication. • Flexibility and adaptability: Ability to pivot across business lines, products, and priorities as the company evolves. We value profiles that are comfortable operating in a dynamic environment where the scope of work may change. • Good knowledge of Brazilian Accounting Standards and regulatory requirements. USGAAP knowledge would be a plus. • Languages: Portuguese: Fluency required (working language in Brazil). • English: Fluency required (investor relations, reporting, executive communication). • Spanish: Strongly preferred (daily working language with leadership and cross-functional teams).

🏖️ Benefits

• Competitive and market-aligned salary. • Remote work — wherever you are, you’re part of the team! • Home office allowance through a monthly deposit in the RecargaPay app. • Health and dental plans with no co-pay. • Life insurance. • Flexible meal allowance (via Flash). • TotalPass membership to take care of your health.