Senior Credit Analyst

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October 22

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RecargaPay

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Fintech • Finance • B2C

RecargaPay is a leading all-in-one payment platform in Brazil, dedicated to providing easy and secure access to mobile payments and digital financial services for everyone. The platform enables users to pay bills, recharge transportation and mobile phones, purchase gift cards, and make Pix transactions with credit cards. RecargaPay offers a comprehensive range of financial services, including cashback rewards, small loans, and a digital wallet with daily interest accrual. Additionally, they provide services to businesses, such as free business accounts, payment processing, and marketing solutions. With a focus on accessibility and innovation, RecargaPay strives to change how payments are made in Brazil.

201 - 500 employees

Founded 2010

💳 Fintech

💸 Finance

👥 B2C

💰 $10M Debt Financing on 2022-07

📋 Description

• Work in the Credit Policy and Strategy area. • Propose improvements, changes, and continuous testing to enhance the Credit Policy. • Analyze and monitor ongoing tests, generating the necessary insights to support decision-making. • Continuously iterate on credit rules and product strategies to achieve the vertical’s goals and targets. • Maintain and monitor credit indicators and reports (origination, maintenance). • Collaborate with other teams to improve credit assessment processes and onboarding flows, reducing friction and increasing conversion. • Build a close partnership with the Product team to analyze, understand, and propose strategies and adjustments to optimize the product. • Track and monitor the performance of models developed by the Data Science team.

🎯 Requirements

• Degree in Finance, Economics, Business Administration, or a related field. • Experience in credit or credit risk, within banks or financial institutions. Experience in fintechs is a plus. • Strong knowledge of credit assessment and analytical tools. • Analytical skills and ability to work with large datasets (preferably SQL and Python). • Excellent communication skills and ability to work collaboratively in matrixed and horizontal structures. • Proactivity and ability to make informed decisions. • Good communication and self-sufficiency. • Familiarity with numbers and strong analytical skills. • Deep knowledge of financial industry rules and regulations.

🏖️ Benefits

• Remote work — wherever you are, you’re part of the team! • Home office allowance through a monthly deposit in the RecargaPay app. • Health and dental plans with no co-pay. • Life insurance. • Flexible meal allowance (via Flash). • TotalPass membership to take care of your health. • Language classes.