Junior Credit and Collections Validation Analyst

Job not on LinkedIn

🔥 5 minutes ago

🇧🇷 Brazil – Remote

⏰ Full Time

🟢 Junior

📞 Collections

👻 Ghost score 10%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Efí Bank

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2007

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

Efí Bank is a modern banking institution focused on providing innovative financial solutions and services to meet the evolving needs of individuals and businesses. With a commitment to digital transformation, Efí Bank leverages technology to enhance the banking experience, offering a wide range of products including savings accounts, loans, and investment options. Their mission is to democratize financial access and create value for their customers through tailored banking solutions.

📋 Description

• Support the validation of statistical and mathematical models for credit risk analysis • Verify adherence to assumptions, data quality, and the robustness of results • Collaborate in the assessment of credit policies in accordance with internal guidelines, regulations, and best practices • Participate in performance and stability testing, including backtesting, indicator monitoring, and benchmarking • Prepare technical reports on results, identified risks, and recommendations for adjustments • Monitor the implementation of models and policies, verifying system parameterization and controls • Engage with Credit and Collections teams to clarify questions and propose improvements • Support internal and external audits by providing evidence and documentation • Contribute to the advancement of validation practices by suggesting methodologies, tools, and indicators

🎯 Requirements

• Bachelor’s degree in Statistics, Economics, Engineering, Mathematics, or a related field • Experience validating statistical and predictive models, preferably those related to credit risk and policies • Knowledge of backtesting techniques, performance monitoring, and model stability analysis • Ability to work with large volumes of data • Knowledge of Python preferred • Ability to prepare clear, concise technical reports • Strong verbal and written communication skills • Analytical mindset and attention to detail • Ability to work in multidisciplinary teams • Preferred: familiarity with credit regulations and compliance practices • Preferred: experience at financial institutions or large companies with credit risk model validation • Preferred: postgraduate degree or MBA in Statistics, Data Science, Financial Engineering, or a related field • Preferred: proficiency in Python or R • Preferred: experience with machine learning applied to risk modeling and advanced validation techniques

🏖️ Benefits

• Reduced 32-hour workweek • Copay-based health insurance for employees and dependents • Clude Saúde: online medical care and other health solutions • Copay-based dental insurance for employees and dependents • Food and meal allowances on the Eva Card, averaging R$1,600.00 per month • Wellhub: access to partner gyms and studios for employees and dependents • Monthly home-office allowance of R$140.00 • Work equipment and infrastructure • Birthday day off • Corporate University • Education assistance for employees and dependents, in accordance with company policy • Language-learning assistance for employees, in accordance with company policy • Extended maternity leave of seven months and extended paternity leave of 30 days, including adoptive mothers and fathers • Life insurance • Emotional health program and discounts on psychological care for employees and dependents • Benefits Club with exclusive discounts and partnerships