Legal Counsel

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xpate

WebsiteLinkedInAll Job Openings

11 - 50 employees

Founded 2019

💳 Fintech

🏦 Banking

🔌 API

Fintech • Banking • API

xpate is a payments and e-money platform that provides businesses and fintechs with unified payment and banking-like services. It offers card acquiring, multi-currency accounts with individual IBANs, global card and bank payouts, currency exchange, payment links, and an API and custom hosted payment pages for integration. xpate operates as an FCA-authorised e-money institution and holds licences in the EEA, is a Visa and Mastercard principal member, and targets businesses, regulated industries, and fintechs seeking compliant, API-first payment and banking rails.

📋 Description

• You will support the legal function across a broad range of commercial, operational, regulatory, and data protection matters, including: Maintaining data protection matters together with the DPO, including privacy engineering and privacy-by-design initiatives. • Reviewing and advising on NDAs, service agreements, vendor documentation, marketing materials, and other commercial or operational legal documents. • Supporting the collection, analysis, and structuring of legal information for internal decision-making. • Assisting payment scheme, compliance, risk, product, and operations teams with ad hoc legal input. • Providing practical legal guidance in a fast-moving fintech environment. • You will also play an important role in building a scalable and well-organized legal function, including: Maintaining the Legal Single Source of Truth for multi-jurisdictional licenses, registrations, legal requirements, and related documentation. • Supporting finance, risk, compliance, and operational teams with the collection and preparation of legal data. • Overseeing the Contract Lifecycle Management system, including the vendors and outsourcing register. • Maintaining and improving legal function automation together with the IT team. • Coordinating interdepartmental communication to ensure legal data is collected, updated, and accessible. • Helping improve legal workflows, templates, registers, and internal processes.

🎯 Requirements

• Legal education and relevant experience in fintech, payments, data protection, or regulatory legal work. • Extensive experience in payment acquiring, fintech, and other regulated financial environments, including collaboration with banks, payment institutions, payment service providers, and SaaS companies. • Strong understanding of GDPR, privacy-by-design principles, outsourcing requirements, and payment scheme rules (e.g., Visa and Mastercard). • Experience working with multi-jurisdictional regulatory requirements, licensing frameworks, and regulatory data management across multiple markets. • Strong understanding of contracts, data protection, and legal operations. • Experience drafting, reviewing, and negotiating NDAs, service agreements, vendor contracts, outsourcing arrangements, and maintaining internal legal registers. • Interest in legal technology, automation, structured legal data, and scalable legal processes. • Ability to collaborate effectively with multiple departments and translate legal requirements into clear, practical guidance. • Strong attention to detail and a high level of ownership over documentation quality. • Structured thinking and the ability to maintain accurate and reliable legal data across jurisdictions. • Ability to thrive in a dynamic environment where priorities can change quickly.

🏖️ Benefits

• Flexible working hours and a hybrid working model or remote opportunity. • Private health insurance. • Paid time off and additional company benefits. • A chance to contribute to a modern legal function supported by automation, structured data, and scalable workflows. • A collaborative team culture where initiative, curiosity, and accountability are valued.