Mortgage Loan Originator

🔥 15 hours ago

🏄 California – Remote

🏄 California – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 10%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Fifth Third Bank

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1858

🛡️ Insurance

💼 Consulting

📦 Logistics

Insurance • Consulting • Logistics

Fifth Third Bank is a diversified financial services company offering a wide range of banking and financial products and services. It provides personal banking solutions such as checking and savings accounts, credit and debit cards, and identity theft protection. Borrowers can access various loans and mortgage options, while investors benefit from investment products like ETFs, mutual funds, and stocks. The bank also provides a robust set of services for businesses and commercial clients, including cash management, treasury management, and specialized lending solutions. Additionally, Fifth Third offers wealth management services with private banking, trust, and estate services. Customers can benefit from Fifth Third's online and mobile banking platforms, enabling them to bank anywhere at any time. Fifth Third Bank is focused on delivering seamless banking experiences with a strong emphasis on customer convenience and security.

📋 Description

• Originate residential first mortgage loans from outside referrals • Meet mortgage loan sales and cross-selling objectives • Develop referral contacts including realtors, builders, and professional and personal contacts • Maintain knowledge of mortgage policies, loan products, processing procedures, underwriting guidelines, and departmental procedures • Follow defined protocols for escalating exceptions • Take applicant applications by completing Fannie Mae Form 1003 • Use the laptop for communication, daily rates, applicant credit reports, Loan Prospector responses, and transmitting loans to LOMAS • Collect applicant documentation and deliver loan packages within management-set timeframes • Manage the pipeline of originated loans through closing and complete required management reports • Communicate timely updates and progress reports to branches and applicants • Maintain high customer service while managing applicant and support staff expectations • Attend required Consumer Lending meetings • Assume overall responsibility for residential mortgage loans from application through closing • Identify, assess, manage, monitor, and report risks in accordance with the Bank’s risk appetite

🎯 Requirements

• High school diploma or equivalent mandatory • Four-year college degree preferred • Knowledge of conventional and/or government lending guidelines • Knowledge of residential mortgage processing, underwriting, and closing procedures • Knowledge of federal lending regulations governing real estate lending • Demonstrated organizational skills • Strong written and verbal communications skills • Demonstrated teamwork and customer service skills • Proven computer skills • Basic sales technique skills • Strong desire to excel in a competitive environment • S.A.F.E. Act registration required at the time of employment through the Nationwide Mortgage Licensing System (NMLS) • Ability to complete Fannie Mae Form 1003 and use mortgage lending systems, credit reports, Loan Prospector, and LOMAS

🏖️ Benefits

• Incentive compensation combined with either a base salary or a draw to determine total cash compensation • Comprehensive benefits supporting physical, financial, emotional and social well-being • Differentiated compensation offerings • Employee recognition through Total Rewards • Equal employment opportunity and inclusive culture