Senior Credit Analyst – Sensitive Risk Manager

Job not on LinkedIn

🔥 15 minutes ago

🦀 Maryland – Remote

🦀 Maryland – Remote

💵 $105k - $115k / year

⏰ Full Time

🟠 Senior

🎲 Risk

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Allianz

WebsiteLinkedInAll Job Openings

10,000+ employees

🛡️ Insurance

💸 Finance

💰 $85M Post-IPO Equity - Allianz on 2018-04

Insurance • Finance

Allianz is a global financial services company founded in 1890 that provides insurance and asset management solutions to individuals and organizations across more than 70 countries. The company employs actuaries, advisors, underwriters, lawyers, marketers, and technology specialists, and emphasizes digital transformation and AI skills across roles. Allianz promotes workplace inclusion, privacy-conscious hiring practices, financial education through programs like Allianz School For Life, and engages in sponsorship and recognition programs such as partnerships with the Olympic & Paralympic movements and various workplace and training awards.

📋 Description

• Manage a profitable portfolio of business within agreed parameters using sound credit analysis techniques • Perform financial and credit analysis to determine appropriate company credit ratings • Conduct buyer visits or telephone interviews to obtain critical portfolio-monitoring information • Monitor high-risk buyers and solicit proprietary information for the EHNA database • Establish and maintain contact with Finance Directors and treasurers through visits, telephone, and written correspondence • Utilize available information to consistently grade buyers within authority and make recommendations outside authority • Communicate with Sales Agents, Commercial Underwriters, and/or customers regarding underwriting requirements, industry outlooks, and target markets • Create industry sector outlooks using public and proprietary information to determine market trends • Report to the head of SRU as the senior SRM expert • Devise and execute rigorous risk monitoring plans, including review dates, follow-up actions, and updates • Prepare accurate periodic reports for internal and external stakeholders and execute necessary follow-up actions • Monitor, alert, and propose improvements for early identification of deteriorating risk or buyers at risk of default • Recommend risk underwriting strategies for specific buyers to minimize default while optimizing customer satisfaction • Identify and apply risk reduction and mitigation strategies on a case-by-case basis • Communicate efficiently with buyers and policyholders to ensure consistent messaging supporting the risk strategy

🎯 Requirements

• Bachelor's degree in business administration, Economics or Finance • MBA preferred • 4-7 years’ experience in financial management experience in banking, credit insurance brokerage or a credit insurance environment • Excellent computer skills, with an understanding of financial software and spreadsheet packages • Excellent understanding of Financial Statements • Excellent analytical skills • Interpersonal skills in high-level business meetings, both internally and externally • Exceptional written communication skills • Computer literate and familiar with Microsoft Word and Excel • Effective at time management • Bilingual preferred • Credit knowledge and experience with high volume risk analysis and underwriting • Market knowledge of the local economic environment • Expertise on a particular region and/or trade sector • Strong skills in financial analysis; very good knowledge of Finance and Credit Management • Expertise and experience in buyer assessment

🏖️ Benefits

• Competitive compensation • Annual bonus eligibility and/or commission structure opportunities • 401(k) discretionary match of up to 6% • Flexible work schedules • Health and wellness benefits • Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off • Tuition Reimbursement • Family care resources, including fertility and adoption benefits