Senior Commercial Credit Analyst – Large Ticket, Equipment Finance

Job not on LinkedIn

🔥 0 minutes ago

🌵 Arizona, California, +17 more states – Remote

🌵 Arizona – Remote 🏄 California – Remote ⛰️ Colorado – Remote 🦌 Connecticut – Remote 🐊 Florida – Remote 🌽 Illinois – Remote 🌾 Iowa – Remote 🏖️ New Jersey – Remote 🗽 New York – Remote 🏈 Ohio – Remote 🌲 Oregon – Remote 🦀 Maryland – Remote ❄️ Minnesota – Remote 🔔 Pennsylvania – Remote 🎸 Tennessee – Remote 🤠 Texas – Remote ⛷️ Utah – Remote ☕ Washington – Remote 🧀 Wisconsin – Remote

💵 $100k - $130k / year

⏰ Full Time

🟠 Senior

💸 Financial Planning and Analysis (FP&A)

👻 Ghost score 3%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Altius Search Group

WebsiteLinkedInAll Job Openings

1 - 10 employees

🏥 Healthcare

💼 Consulting

📦 Logistics

Healthcare • Consulting • Logistics

Altius Search Group is a permanent placement executive search firm dedicated to providing personalized and world-class recruiting services for companies and candidates in various industries, particularly in Financial Services and Healthcare. The firm emphasizes the importance of accurate, timely, and reliable communication throughout each stage of the recruiting process, ensuring superior long-term matches. By focusing on understanding the needs of both candidates and clients, Altius Search Group aims to facilitate smooth and successful transitions for new employees. Niche by design, the company prides itself on its deep understanding of its core industry focuses and the local market.

📋 Description

• Underwrite complex, large-ticket equipment finance transactions involving established middle-market and corporate borrowers • Analyze financial statements, cash flow, leverage, liquidity, debt-service capacity, collateral, ownership structures, and other relevant risk factors • Identify transaction strengths, weaknesses, and mitigating factors • Recommend credit structures aligned with business objectives and established risk parameters • Prepare comprehensive credit memoranda and present recommendations to senior credit and executive leadership • Evaluate complex borrower structures, customized programs, and nonstandard terms • Partner with business development professionals to assess transaction feasibility and recommend appropriate structures • Exercise independent credit judgment and manage assigned transactions with limited supervision • Coordinate with legal, documentation, operations, and other internal teams on credit and closing requirements • Complete credit reviews accurately within established service expectations • Support portfolio quality through disciplined underwriting and consistent application of credit standards • Participate in process-improvement initiatives and projects supporting large-ticket business growth

🎯 Requirements

• Bachelor’s degree in finance, accounting, business, economics, or a related discipline • At least five years of equipment finance credit underwriting experience • Direct experience underwriting large-ticket, complex, or structured equipment finance transactions • Advanced ability to analyze income statements, balance sheets, cash-flow statements, tax returns, and supporting financial information • Demonstrated experience preparing formal credit memoranda and presenting credit recommendations • Ability to independently identify risk and develop sound, well-supported underwriting conclusions • Strong written and verbal communication skills • Proficiency with Microsoft Excel, Word, and other financial analysis tools • Ability to manage multiple transactions and competing priorities in a fast-paced environment • High degree of professionalism, discretion, and sound judgment when handling confidential information • Detail-oriented with a strong analytical mindset • Confident making independent credit decisions and recommendations • Comfortable working with complex or incomplete information • Collaborative and capable of building productive relationships with sales and operational teams • Solutions-oriented, adaptable, and accountable

🏖️ Benefits

• Opportunity to join a rapidly growing national equipment finance platform • Collaborative, technology-focused working environment • Meaningful exposure to complex, large-ticket transactions • Opportunities for professional growth and advancement • Competitive compensation • Comprehensive employee benefits package