Banking & Lending Officer

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🇺🇸 United States – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

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Ameris Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🛡️ Insurance

💼 Consulting

📦 Logistics

💰 $5.6M Post-IPO Equity - Ameris Bank on 2018-01

Insurance • Consulting • Logistics

Ameris Bank is a regional financial institution serving consumers, small businesses, and commercial clients across the Southeast and Mid-Atlantic. It offers retail banking products (checking, savings, CDs, IRAs), mortgages and home lending programs, personal and business loans and lines of credit, commercial lending and treasury services, merchant services, and wealth/insurance solutions, along with digital banking, mobile apps, fraud prevention, and online account opening. Ameris operates full-service branches in several Southeastern states and mortgage-only locations across additional Mid-Atlantic states.

📋 Description

• Drive loan and deposit growth by serving as the primary banking partner for USPF sales teams • Convert premium finance relationships into commercial lending opportunities • Originate and structure credit solutions for mergers and acquisitions, ownership transitions, and working capital financing • Build relationships with insurance agency and brokerage principals • Provide guidance on valuation methodologies and long-term growth planning • Partner with Portfolio Management and Underwriting to structure compliant transactions • Set business development strategy for USPF customers and identify sales opportunities • Make sales calls to existing clients and prospects • Manage pricing, fees, loan portfolios, and deposit portfolios to meet profitability and revenue objectives • Collect and analyze financial data to assess viability, cash flow, and credit grades • Structure large, complex loan and deposit opportunities • Prepare information for Loan Committee approval • Oversee portfolio documentation, compliance, quality control, and collections • Track sales efforts and prospects in Customer Relationship Management systems • Represent the Bank at business development, networking, and community functions • Develop partnerships with other lines of business • Ensure compliance with internal controls, operating procedures, and risk management policies • Practice ethical sales behaviors and act in customers’ best interests

🎯 Requirements

• Strong understanding of cash flow-based lending and insurance agency business models • Proven success in a collaborative, partnership-driven sales environment • Experience managing internal stakeholders and external client relationships • Strong communication and relationship management skills • Advanced financial analysis capabilities, particularly evaluating intangible assets • Results-oriented mindset with strong execution focus • Ability and willingness to travel up to 75% across the United States • Minimum 5 years of experience in commercial lending and/or insurance-related finance • 5–7 years of product knowledge, sales processes, and vendor interaction • 5–7 years of B2B sales experience • Bachelor’s degree in business or related field required • Certified Treasury Professional (CTP) certification preferred

🏖️ Benefits

• Medical, Dental and Vision Insurance • Life Insurance provided at no additional cost to employees • Accidental Death & Dismemberment Coverage • Long-Term Disability Coverage • Paid Sick and Vacation Leave • 11 Holidays • Volunteer/Service Day • Employee Stock Purchase Plan • 401(k) Retirement Plan with 50% matching of the first 8% of contributions • Flexible Spending Accounts • Health Savings Account • Health Reimbursement Arrangement • Supplemental Life & Other Insurance Plans • Identity Theft Protection • Pet Insurance • Legal Insurance • Employee Assistance Program • Employee Advocacy Program • Tickets at Work entertainment discounts • AT&T Employee Discount • Wellness Discounts for Medical Premiums and Other Rewards • Employee Referral Incentive • Education Assistance • Employee Resource Groups • Free Interest Checking • Free Safe Deposit Box • Free Money Orders, Travelers’ Checks and Cashier Checks • Discount on Mortgage Origination Fee • Free Online Banking and Free Unlimited Online Bill Payment • Banking advantages and employee banking perks