Credit Portfolio Manager – Senior

🔥 1 minute ago

⚔️ Virginia – Remote

⚔️ Virginia – Remote

💵 $135.2k - $225.8k / year

⏰ Full Time

🟠 Senior

🔴 Lead

👔 Manager

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Atlantic Union Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1902

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

Atlantic Union Bank is a financial institution based in Virginia, offering a comprehensive suite of banking services including checking accounts, savings accounts, personal and business loans, credit cards, and wealth management solutions. With roots tracing back to 1902, the bank is committed to providing fair financial solutions and honest advice, aiming to create opportunities for families and business owners within the community. Through both online and physical branches, Atlantic Union Bank strives to enhance the banking experience for its customers and supports local initiatives.

📋 Description

• Responsible for providing an independent perspective in underwriting and managing complex Wholesale Banking loans and relationships up to the bank’s legal lending limit • Partners with Relationship Managers, Credit Officers, Credit Portfolio Managers, and the Credit Portfolio Management Team Leader in delivering credit solutions through: underwriting, portfolio management, deal team management, and extensive internal and external client interaction • Expected to be a subject matter expert (SME) in the respective portfolio and shall adhere to all regulatory and compliance guidelines • Participates or leads client calls with Relationship Manager for in-depth financial questions, deal information, collection of financial statements, and other portfolio management requirements • Leads the independent underwriting process for new and renewal opportunities for clients and prospects within an assigned portfolio • Manages assigned portfolio by proactively monitoring performance and trends, ensuring risk rating integrity, ensuring timely compliance with all covenants, identifies issues and suggests remediation solutions, and assists with compliance and regulatory reviews

🎯 Requirements

• Bachelor's degree in Accounting or Finance • Seven or more years of experience in a commercial lending environment • Demonstrate the highest level of credit aptitude, analytical skills, and industry knowledge across respective line of business and deal types • Experienced across business industries including but not limited to, commercial & industrial operating companies, residential real estate developers and builders, service provider, retail operations, commercial real estate developers and investors, religious organizations and government • If supporting the commercial real estate line of business, requisite skills would also include construction loan underwriting and administration (construction budgets, sources/uses, construction draw administration, property entitlement, lease analysis and property valuation principles) • Excellent written, oral and interpersonal skills, to include selling, structuring, negotiating, closing, maintenance, modifications and problem resolution • PC proficiency with Word and Excel including the use of Bank • Strong organization skills with the ability to self-manage time, work flow and multiple projects to meet deadlines

🏖️ Benefits

• General information on our comprehensive benefits package can be found by visiting https://www.atlanticunionbank.com/about/careers/benefits