Insurance Product Director

Job not on LinkedIn

🔥 7 minutes ago

🦀 Maryland – Remote

🦀 Maryland – Remote

💵 $200k - $240k / year

⏰ Full Time

🔴 Lead

🔒 Insurance

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Brown & Brown Insurance

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1939

💸 Finance

🛡️ Insurance

Finance • Insurance

Brown & Brown Insurance is one of the largest independent insurance brokerages globally, providing a comprehensive range of risk management solutions. Established in 1939, the company offers personal and business insurance, employee benefits, and various national programs. Brown & Brown is committed to diversity, inclusion, and belonging, fostering a culture that values talent and experience. With over 500 locations, the company is well-positioned to meet the diverse needs of its clientele and is listed on the New York Stock Exchange under the ticker BRO. The firm's strategic focus on mergers and acquisitions highlights its disciplined growth strategy.

📋 Description

• Own and manage Commercial Auto, Commercial General Liability, and Excess Liability products, including forms, endorsements, rating plans, underwriting rules, state requirements, and product documentation • Serve as the primary technical resource for coverage interpretation, policy construction, rating methodology, regulatory requirements, and product best practices • Develop and maintain ISO, proprietary, non-ISO, and manuscript forms, endorsements, rules, and supporting product materials • Evaluate policy language and product structure to identify coverage gaps, conflicting provisions, unintended coverage grants, and excess-to-primary policy inconsistencies • Monitor ISO, legislative, regulatory, judicial, and market developments and coordinate required product changes • Lead implementation of ISO revisions and determine appropriate adoption, modification, or supplementation strategies • Oversee admitted product form, rate, and rule filings, including regulator correspondence, objection management, and approval processes • Maintain state-specific product requirements, including approved forms, rates, rules, notices, and compliance obligations • Provide expertise regarding admitted, non-admitted, surplus lines, transportation, captive, and alternative-risk insurance programs • Evaluate the interaction of deductibles, self-insured retentions, captive participation, reinsurance, attachment points, and excess coverage structures • Establish product governance standards, approval processes, and controls for product changes, exceptions, and manuscript endorsements • Translate product requirements into business and system specifications and support testing and implementation efforts • Partner with Claims, Actuarial, Legal, Compliance, Underwriting, Operations, and Technology to ensure product accuracy, compliance, and operational effectiveness • Provide functional leadership to internal stakeholders, external vendors, consultants, and filing resources • Advise leadership on product risks, regulatory developments, market trends, and strategic product opportunities • Maintain accurate records of product decisions, approvals, filings, and implementation activities • Manage multiple product initiatives while ensuring technical accuracy, regulatory compliance, and timely execution • Develop product guidance, reference materials, and training to support underwriting and operational consistency

🎯 Requirements

• Bachelor's degree and 10+ years of Commercial Property & Casualty insurance experience or an equivalent combination of education and relevant experience • Significant commercial casualty product management experience involving Commercial Auto, Commercial General Liability, and Excess Liability • Deep knowledge of ISO products, forms, endorsements, classifications, loss costs, filings, and implementation requirements • Experience developing, reviewing, or implementing proprietary, non-ISO, and manuscript forms and endorsements • Experience managing form, rate, and rule filings and interacting with state insurance regulators • Strong knowledge of admitted, non-admitted, and surplus lines markets • Demonstrated ability to analyze complex coverage, rating, regulatory, and product issues and develop effective solutions • Experience leading cross-functional initiatives across Underwriting, Claims, Compliance, Legal, Actuarial, Operations, and Technology • Strong leadership, communication, analytical, organizational, and project management skills • Proficiency with Microsoft Office and insurance product, policy administration, rating, or filing systems • Commercial Auto experience involving trucking, transportation, or motor carrier risks • Experience with captive, fronting, alternative-risk, or multilayer casualty programs • Experience using SERFF and other regulatory filing platforms • Experience implementing products within policy administration systems and translating business requirements into system specifications • Property & Casualty license and/or professional designations such as CPCU, ARM, AU, CIC, or ARe • Experience providing functional leadership to product analysts, filing professionals, or external product resources

🏖️ Benefits

• Medical/Rx • Dental • Vision • Life Insurance • Disability Insurance • ESPP • 401k • Student Loan Assistance • Tuition Reimbursement • Free Mental Health & Enhanced Advocacy Services • Paid Time Off • Holidays • Preferred Partner Discounts