Collateral Appraiser

🔥 14 hours ago

🇺🇸 United States – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

👻 Ghost score 10%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

Champions Funding LLC

WebsiteLinkedInAll Job Openings

51 - 200 employees

💼 Consulting

🛡️ Insurance

💸 Finance

Consulting • Insurance • Finance

Champions Funding LLC is a mission-based mortgage lender certified as a Community Development Financial Institution (CDFI). The company specializes in Non-Qualified Mortgage (Non-QM) loans, providing innovative and inclusive financing solutions aimed at underserved and under-banked borrowers who often face challenges with traditional lenders. By employing modernized underwriting methods and offering a diverse range of loan programs, including ITIN loans for non-U. S. citizens, Champions Funding empowers mortgage brokers and loan originators to better serve their clients. With a focus on quick and efficient service, they aim to open the door to homeownership and real estate investment for diverse and historically excluded communities.

📋 Description

• Order, track, and manage residential property appraisals through approved AMCs • Review appraisal reports for accuracy, completeness, and compliance with USPAP, AIR, and investor requirements • Apply licensed appraisal expertise to analyze property valuations, market conditions, and comparable sales • Evaluate collateral for Non-QM loan products, including DSCR, bank statement, and investment property loans • Identify red flags such as unsupported adjustments, inadequate comparable selection, and marketability concerns • Document collateral findings clearly and escalate valuation risks to underwriting when appropriate • Coordinate appraisal revisions, reconsiderations of value (ROVs), and property-related conditions • Communicate with AMCs, underwriters, brokers, and internal teams to resolve collateral issues • Ensure appraisal turn times and service-level expectations are met • Stay current on appraisal regulations, licensing requirements, market trends, and Non-QM investor overlays • Participate in appraisal-related audits, quality control reviews, and internal calibration efforts

🎯 Requirements

• Active state-licensed or state-certified residential appraiser license in good standing (required) • 3+ years of experience in residential real estate appraisal or mortgage collateral review • Experience evaluating investment properties, rural, unique, or complex residential properties • Familiarity with appraisal platforms and LOS systems (e.g., Encompass, Lending QB, MeridianLink) • Excellent analytical, valuation, and risk assessment skills • Clear, professional written and verbal communication abilities • High attention to detail with strong time-management skills • Ability to manage high-volume workflows in a fast-paced environment • Collaborative, self-motivated professional with a commitment to quality and compliance • UAD 3.5