Distinguished Software Engineer

🔥 0 minutes ago

🇺🇸 United States – Remote

💵 $232.5k - $341k / year

⏰ Full Time

🟠 Senior

🔴 Lead

🧑‍💻 Full-stack Engineer

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 0%

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Credit Acceptance

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1972

💸 Finance

💳 Fintech

🚘 Automotive

Finance • Fintech • Automotive

Credit Acceptance is a company that specializes in providing auto financing solutions to individuals, including those with bad credit history or no credit history at all. With over 50 years of experience, Credit Acceptance has helped more than 4 million consumers secure financing for vehicle purchases. The company operates a network of over 15,000 dealers and offers customers the ability to pre-qualify for auto financing, which does not impact their credit score. Furthermore, Credit Acceptance provides educational resources and tools, such as payment and auto price calculators, to assist customers in managing their finances and understanding their credit options. The company's mission is to drive possibility by offering financial solutions that give individuals the opportunity to improve their financial situation and secure reliable transportation.

📋 Description

• Set the company’s multi-year technical strategy as the senior-most individual contributor in Technology, reporting to the Chief Technology Officer • Define and publish enterprise target architecture across originations, servicing, marketplace, data, and AI • Own enterprise agent architecture across servicing, collections, dealer, originations, engineering, and back-office workflows • Establish governed agent access to business capabilities, data, and tools using the Model Context Protocol • Define agent identity, authorization, observability, evaluation, cost controls, policy boundaries, and audit records • Design and own migration strategy from on-premises infrastructure to AWS for transactional workloads and Databricks for analytical workloads • Set data platform architecture for change-data-capture ingestion, streaming, and a modern warehouse • Architect real-time pricing, credit model serving, scorecard updates, and high-throughput experimentation • Own unified vehicle inventory, consumer search, and lead-routing marketplace architecture • Define AI-native software specification, generation, review, testing, deployment, analyzers, and gates • Own performance instrumentation, latency remediation, peak-event readiness, and degradation controls • Move the organization toward owned platforms with clear contracts and incremental delivery • Participate hands-on in design reviews, proofs of concept, code review, and incident analysis • Influence teams and executives without formal authority and develop staff and principal engineers • Ensure security, privacy, auditability, and regulatory obligations are embedded in architecture decisions

🎯 Requirements

• Bachelor’s degree in Computer Science, Information Systems, or closely related field of study; or equivalent work experience • Minimum 10 years of software engineering experience or comparable depth of experience • Track record of setting and delivering multi-year technical strategy at enterprise scale as an individual contributor • Depth in distributed systems architecture and at least two specified areas: agentic or LLM-based systems in production; large-scale cloud migration; modern data platform and lakehouse architecture; machine learning platform and model serving; or high-traffic consumer or marketplace applications • Architecture ownership of agentic or LLM-based systems that reached production • Demonstrated ownership of a legacy-to-modern migration with production revenue at stake • Hands-on experience reading code, writing proofs of concept, joining design reviews, and participating in incident analysis • Evidence of influence without authority across organizational boundaries, including executive-level impact • Strong written communication • Ability to develop staff and principal engineers and raise the technical bar of engineers not directly managed • Experience delivering in a regulated industry or ability to work within audit, security, and compliance constraints • Required degrees earned at accredited institutions recognized by the Council for Higher Education Accreditation or equivalent

🏖️ Benefits

• Annual variable bonus of cash and equity • 401(K) match • Adoption assistance • Parental leave • Tuition reimbursement • Comprehensive medical, dental, and vision coverage • Many nonstandard benefits • Flexible work-life balance • Casual work environment • Professional development and continuous improvement opportunities • Potential premium for eligible candidates residing in San Francisco, Seattle, Boston, New York City, Los Angeles, or San Diego