Program Lead, Insurance

Job not on LinkedIn

🔥 2 minutes ago

🇺🇸 United States – Remote

⏰ Full Time

🟠 Senior

🔒 Insurance

Where this job comes from

Posted on Etude's careers page, not through a job board

First seen by Remote Rocketship 2 minutes ago

Logo of Etude

Etude

51 - 200 employees

Founded 2012

💸 Finance

🛡️ Insurance

Finance • Insurance

Etude is presented on its website as Etude Capital — a private investment firm / asset manager that emphasizes investments and has explicit navigation items for Investments, Insurance, and Industrials. The site references contact hello@etudecapital. com and uses corporate branding and UX for an investment/finance organization, suggesting the company focuses on financial investments, particularly in insurance-related businesses and industrial companies.

📋 Description

• Build and own the specialty program portfolio • Define program strategy and establish relationships with program administrators, MGA agents, and other production sources • Guide each new program from concept to launch and scaling, owning growth and profitability • Source and close major program opportunities across commercial property and casualty lines • Evaluate opportunities based on market size, loss history, distribution reach, and risk appetite alignment • Lead executive-level negotiations covering commissions, profit sharing, underwriting authority, and multi-year contract terms • Own program business plans, premium projections, and loss-ratio targets presented to carriers and the board • Establish appetite, guidelines, rating structures, and authority levels with underwriting and actuarial teams • Oversee due diligence, contract execution, regulatory filings, and launch execution across legal, compliance, product, and operations teams • Manage the program portfolio P&L, including written premium, loss ratio, profit sharing, and expenses • Conduct executive business reviews with partners and carriers and address performance variances • Drive expansion into new geographic regions, adjacent business classes, and additional coverage offerings • Recruit, mentor, and lead program managers and business development staff • Represent the company in the program market through panel discussions and industry events • Advise the executive team on competitor activity, market capacity, pricing trends, strategic partnerships, and M&A opportunities

🎯 Requirements

• 15+ years of experience in commercial P&C • At least 8 years focused on program business at an MGA, program administrator, carrier program unit, or wholesale broker • Demonstrated track record of launching and scaling multiple programs with proven premium growth and favorable loss ratios • Established senior-level relationships across insurance carriers, fronting carriers, reinsurers, and program administrators • Proven experience managing P&L for a program or portfolio, including budget oversight and achieving profitability targets • Deep knowledge of commercial property coverage, risk rating, and underwriting guidelines • Executive-level negotiation skills in structuring program agreements, capacity commitments, and profit-sharing terms • Proven experience recruiting, managing, and leading program, underwriting, or business development teams • Proactive hunter mindset with a commitment to personally prospecting and closing deals • Willingness to travel 30% to 40% • Active P&C license preferred • Professional designations such as CPCU, CIC, or ARM nice to have • Board or committee participation in TMPAA, AAMGA, or similar industry associations nice to have • Experience in a high-growth environment nice to have • Satisfactory verification of a general and criminal background check required for employment • Must be authorized to work in the United States • Must not require visa sponsorship to continue working in the United States

🏖️ Benefits

• Fully AI-enabled platform • Support from a team of engineers • Support from an actuarial and insurance product department • Fully integrated claims function

Apply Now

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