Business Banking – Portfolio Manager I

🔥 58 minutes ago

🇺🇸 United States – Remote

💵 $57.9k - $90.3k / year

⏰ Full Time

🟢 Junior

🟡 Mid-level

👔 Manager

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 0%

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Flagstar Bank

WebsiteLinkedInAll Job Openings

5001 - 10000 employees

🛡️ Insurance

💼 Consulting

🏥 Healthcare

Insurance • Consulting • Healthcare

Flagstar Bank is a diversified commercial bank focused on building relationships to help clients on their financial journeys, whether for personal or business needs. The bank offers a wide range of financial services including personal and business banking, loans, mortgages, wealth management, and investment services. Flagstar is committed to community involvement and meeting the banking needs of diverse neighborhoods, including low- and moderate-income areas, while promoting diversity, equity, and inclusion within its operations.

📋 Description

• Manage an assigned portfolio of Small Business and/or Business Banking loans • Ensure credit structures remain appropriate and comply with Bank Credit Policy • Conduct periodic borrower performance reviews, analyzing repayment capacity, leverage, and key risk factors • Prepare documented recommendations and identify early warning signals • Escalate issues and recommend modifications, renewals, or restructuring • Partner with SBCs and Relationship Managers to provide credit expertise and support business development for companies up to $10MM in revenue • Engage borrowers, attorneys, accountants, and external advisors to validate financial performance and address portfolio issues • Collaborate with Credit Officers and senior leaders on credit decisions • Track financial statements, tax returns, borrowing base certificates, guarantor information, and covenant documentation • Monitor financial covenants, loan terms, portfolio risk trends, and exceptions • Ensure compliance with regulatory requirements and mitigate bank risk exposure • Perform special projects and additional duties as required • Complete required compliance training and maintain compliance with applicable laws and regulations • Use independent judgment and discretion to make decisions and analyze and resolve problems

🎯 Requirements

• Undergraduate Degree (4 years or equivalent) in Business, Finance, or related field • 2+ years of experience in credit analyst, portfolio management or commercial/consumer lending • Strong knowledge of financial statements and credit analysis techniques • Proficiency in Microsoft Word, Excel, Outlook, and financial research tools • Excellent analytical, problem-solving, and decision-making skills • Strong written and verbal communication skills • Effective organizational skills and attention to detail • Customer-oriented, self-motivated, entrepreneurial, and innovative approach • Ability to build and maintain effective stakeholder relationships • Ability to travel as needed • Moderate physical exertion and stamina, including standing, sitting, walking, driving, or infrequent lifting • Qualified applicants with arrest or conviction records will be considered in accordance with applicable fair chance laws

🏖️ Benefits

• Medical insurance • Dental insurance • Vision insurance • Life insurance • Disability insurance • Comprehensive leave program • Variable incentives, bonuses, commissions, or other awards may be included in total compensation