Auto Insurance Product Development Manager

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Logo of Kin Insurance

Kin Insurance

501 - 1000 employees

Founded 2016

🛡️ Insurance

💸 Finance

👥 B2C

Insurance • Finance • B2C

Kin Insurance is a digital insurance company that offers homeowners, landlord, condo, mobile home, high-value home, flood, and auto insurance, along with mortgage products such as home loans, refinancing, home equity loans, and HELOCs. Kin emphasizes affordable, easy online quoting and policy management, claims support, and customer service, operating directly to consumers across multiple U. S. states.

📋 Description

• Design and develop new insurance products, rules, coverages, and enhancements • Lead state expansion by building and launching pricing models for new states and optimizing existing state models • Research and propose new products, rules, coverages, and enhancements • Own the end-to-end rollout from pricing analysis through launch and post-launch monitoring • Use AI and machine learning tools to improve pricing accuracy, identify emerging risk patterns, and accelerate analytical workflows • Partner with actuarial, product, and compliance teams to ensure features are technically sound and regulator-ready • Build and maintain dashboards and KPIs tracking newly launched products and pricing features • Translate market and competitive research into product recommendations and pricing adjustments • Identify pricing innovation opportunities ahead of state expansion and prepare for regulatory review and market entry

🎯 Requirements

• 5+ years of insurance product development experience; personal auto insurance experience preferred but not necessary • Experience building or launching new insurance products, features, or rating enhancements • Experience supporting state expansion, including new-state pricing model development and regulatory readiness • Hands-on experience applying AI and machine learning tools to pricing, underwriting, or risk workflows, with measurable results • Strong understanding of regulatory modeling and compliance requirements across multiple states • Ability to translate market research and competitive analysis into pricing and product recommendations • Ability to partner cross-functionally with actuarial, product, and compliance teams without formal authority • Must be able to live and work full-time in one of the listed U.S. states or, for remote technical positions in Canada, Ontario

🏖️ Benefits

• Equity offered • Prompt updates and feedback following interviews • Interviews with recruiters, hiring managers, and team members • Skills assessment relevant to the position, if applicable • Genuine, thoughtful human interaction throughout the hiring process • Remote-first work arrangement • Offices in Chicago and St. Petersburg available for collaboration

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