
1 - 10 employees
💳 Fintech
Fintech
Kovo is a company that offers credit-building services designed to help individuals improve their credit scores. With no credit check required, Kovo provides customers with the opportunity to make timely payments which are reported to all four major credit bureaus: TransUnion, Equifax, Experian, and Innovis. This service allows users to potentially enhance their creditworthiness by tracking their FICO scores and earning cash rewards for their credit-building activities. Additionally, Kovo offers identity monitoring to protect customers against data breaches and identity theft. Kovo positions itself as a public benefit corporation, focusing on providing value and improving financial opportunities for its customers.
🔥 1 minute ago
🇺🇸 United States – Remote
💵 $200k - $280k / year
⏰ Full Time
🟡 Mid-level
🟠 Senior
🧑💼 Attorney / Lawyer
👻 Ghost score 20%
Where this job comes from
Posted on Kovo's careers page, not through a job board
First seen by Remote Rocketship 1 minute ago

1 - 10 employees
💳 Fintech
Fintech
Kovo is a company that offers credit-building services designed to help individuals improve their credit scores. With no credit check required, Kovo provides customers with the opportunity to make timely payments which are reported to all four major credit bureaus: TransUnion, Equifax, Experian, and Innovis. This service allows users to potentially enhance their creditworthiness by tracking their FICO scores and earning cash rewards for their credit-building activities. Additionally, Kovo offers identity monitoring to protect customers against data breaches and identity theft. Kovo positions itself as a public benefit corporation, focusing on providing value and improving financial opportunities for its customers.
• Own legal and compliance end-to-end as Kovo’s sole legal and compliance hire • Stand up new consumer financial products from zero to one and scale them • Design products with product and engineering to minimize licenses and obligations • Define entity, licensing, and bank-partner posture for each product • Draft policies, procedures, disclosures, and agreements and obtain partner and regulator approval • Review marketing, product flows, and partnerships before launch • Reconcile legal and compliance posture across the product suite • Maintain existing legal and compliance operations • Codify, automate, or retire manual processes • Run litigation defense, dispute resolution, complaints, exams, and audits • Own bank and partner compliance relationships, privacy, and BSA/AML/KYC and fraud policy • Build and maintain agentic workflows for research, drafting, policy maintenance, monitoring, and reconciliation • Manage quality of agent-produced work and retain responsibility for judgment and sign-off • Engage and manage outside counsel when necessary • Provide clear written guidance to founders and cross-functional teams • Represent Kovo with banks, partners, regulators, and auditors • Report to one of the founders based in Austin, Texas
• Practicing attorney with JD and active bar admission in a US state • Prior legal or compliance role at a fintech startup, ideally a fast-growing one • Mid-career experience taking a regulated consumer product through its full lifecycle • Hands-on experience with FCRA and credit reporting, UDAAP, TILA/Reg Z, ECOA, EFTA/Reg E, state lending and money-transmission licensing, bank partnership programs, and BSA/AML/KYC • Experience managing outside counsel and regulator or bank-partner relationships directly • Strong preference for a multidisciplinary business, engineering, or product background • Technically proficient; comfortable reading code and data, pulling numbers, and building workflows with AI tools • Extremely organized with uncommon attention to detail • Clear, concise writing skills • Must be legally authorized to work in the United States
• 0.02% – 0.06% equity • Benefits offered • Fully remote work • High ownership with minimal bureaucracy • Speed, learning, and impact as core values
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